Computer and Information Sciences at National American University-Rapid City

Based on comparable programs nationwide, an Associate's in Computer and Information Sciences typically leads to first-year earnings around $35,800—a modest start given that national debt levels for this credential average nearly $15,000. At an estimated $18,400 in debt, this program appears to run about 23% higher than typical borrowing, which matters when you're starting at entry-level IT wages.

The debt-to-earnings ratio of 0.51 means roughly half a year's salary goes toward what was borrowed—manageable on paper, but tight when you factor in South Dakota's cost of living and the reality that many IT employers increasingly prefer bachelor's degrees for advancement. With 57% of students receiving Pell grants, the financial pressure on graduates here is real. The estimates suggest this program tracks close to national earning patterns, but the elevated debt relative to peers is worth noting.

For families weighing this investment, the key question is trajectory: Associate's degrees in IT can open doors to help desk and support roles, but career growth often requires either additional credentials or exceptional self-taught skills. If your student plans to transfer these credits toward a bachelor's degree, this could be a reasonable stepping stone. If this is the terminal degree, make sure they understand the starting salary and have a realistic plan for managing that $18,400 in debt on an income that may take years to grow substantially.