Analysis
A bachelor's in special education from National University comes with estimated debt of $27,000—significantly higher than the $16,750 median for California programs in this field. While comparable programs nationally suggest first-year earnings around $44,139, special education salaries in California tell a different story: the state median sits at just $33,783, about $10,000 lower than the national benchmark. That gap matters when you're carrying above-average debt into a profession where California teachers, paradoxically, earn less than their counterparts elsewhere despite the state's higher cost of living.
The estimated debt-to-earnings ratio of 0.61 looks manageable on paper, but it's calculated using the higher national earnings figure rather than California's actual outcomes. If graduates face California's typical starting salary instead, they're looking at a debt burden closer to 80% of first-year income. For comparison, Cal State Sacramento's special education graduates—with actual reported data—earned that lower $33,783 figure while likely carrying less debt at a public institution.
The fundamental tension here is clear: National University's private university pricing doesn't align well with public school teacher salaries, especially in a state where special education teachers earn less than the national norm. Unless your child has specific reasons to choose this program over California's public alternatives—like needing National University's adult-focused, flexible format—the debt premium is hard to justify for a career with well-established, modest salary expectations.
Where National University Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in California
Special Education and Teaching bachelors's programs at peer institutions in California (7 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,320 | $44,139* | — | $27,000* | — | |
| $7,602 | $33,783* | $38,500 | $16,750* | 0.50 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At National University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 170 similar programs. Actual outcomes may vary.