Analysis
With a debt-to-earnings ratio of 0.43 based on typical outcomes for New York computer science programs, Nazareth's program appears to sit in reasonable financial territory. Similar programs across the state suggest first-year earnings around $63,000 against roughly $27,000 in debtβnumbers that align closely with national benchmarks and point to manageable loan payments consuming around 10-12% of gross income in early career years.
The gap between Nazareth's estimated performance and New York's top-tier programs is substantial, though. Elite schools like Cornell and Barnard report graduates earning $100,000+, nearly double what peer programs at schools like Nazareth typically produce. Whether that difference stems from curriculum, recruiting pipelines, or simply student selectivity is unclear from the data, but it's a reality to weigh against Nazareth's 80% admission rate and more accessible entry requirements.
For families prioritizing affordability over prestige, the estimated debt load here is modest enough that the degree shouldn't become a financial burden, assuming your child lands work in the field. The uncertainty is that without actual outcomes data for this specific program, you're trusting Nazareth can deliver results comparable to other mid-tier New York schools. If your child is set on computer science and Nazareth offers the right campus fit, the financial risk appears containedβjust recognize you're betting on typical performance rather than proven track record.
Where Nazareth University Stands
Earnings vs. debt across all computer and information sciences bachelors's programs nationally
Compare to Similar Programs in New York
Computer and Information Sciences bachelors's programs at peer institutions in New York (68 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $40,880 | $62,592* | β | $26,955* | β | |
| $66,246 | $107,434* | β | $19,000* | 0.18 | |
| $66,014 | $103,650* | $118,342 | $15,500* | 0.15 | |
| $10,560 | $90,673* | $121,708 | $16,868* | 0.19 | |
| $60,438 | $87,608* | $129,248 | $19,734* | 0.23 | |
| $61,884 | $85,172* | β | $27,000* | 0.32 | |
| National Median | β | $61,322* | β | $25,000* | 0.41 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Nazareth University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 30 similar programs in NY. Actual outcomes may vary.