Analysis
A debt load around $22,000 against first-year earnings near $46,000 suggests mathematics graduates from comparable New York programs enter the workforce on manageable financial footing. Based on similar bachelor's programs in the state, that 0.47 debt-to-earnings ratio means graduates would dedicate less than half their first-year salary to outstanding loans—a workable starting point for most majors, though math degrees often promise stronger immediate returns elsewhere.
The challenge here is context. Peer programs in New York range from Cornell's $87,000 outcomes to the state median of roughly $46,000 that informs these estimates. Nazareth's 80% admission rate and mid-1200s SAT profile suggest it serves a different student population than the research universities dominating the high end of that range. For students who wouldn't gain admission to those selective programs, a mathematics degree from an accessible institution that produces typical state outcomes represents a practical path into quantitative fields—assuming the actual outcomes align with these peer-program estimates.
The uncertainty matters because mathematics programs vary widely in rigor, employer recognition, and graduate preparation. If your student thrives in Nazareth's environment and pursues fields where employers value the degree itself over institutional prestige—teaching, actuarial work, data analysis—this estimated profile suggests reasonable value. But if they're considering more competitive mathematics applications or graduate school, you'll want direct conversations with current students and alumni about actual job placement before committing.
Where Nazareth University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in New York
Mathematics bachelors's programs at peer institutions in New York (83 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $40,880 | $45,880* | — | $21,697* | — | |
| $66,014 | $87,251* | $127,962 | $14,146* | 0.16 | |
| $61,884 | $80,196* | $100,012 | $24,250* | 0.30 | |
| $61,992 | $73,204* | — | $26,949* | 0.37 | |
| $60,438 | $58,481* | $90,277 | $19,500* | 0.33 | |
| $63,870 | $58,047* | $68,144 | $25,000* | 0.43 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Nazareth University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in NY. Actual outcomes may vary.