Analysis
With a 0.61 debt-to-earnings ratio, this program's financial profile appears manageable—peer programs nationally suggest about $44,000 in first-year earnings against an estimated $27,000 in debt. That's actually slightly below the national median debt for special education bachelor's programs ($26,717), which matters because teaching credentials typically lead to predictable, if modest, starting salaries. The challenge isn't whether you can service the debt; it's whether you're prepared for a career where the financial ceiling is relatively fixed and advancement comes slowly.
New Hampshire employs special educators, but the state's median program debt ($29,935) runs higher than what estimates suggest for New England College. The real consideration here is location flexibility—special education teachers are in demand, but salaries vary significantly by district and state. If your child plans to stay in New Hampshire's smaller districts, those first-year earnings could stretch differently than in urban areas with higher pay scales and cost of living. The 96% admission rate and 42% Pell enrollment indicate an accessible institution serving students from varied economic backgrounds, though it doesn't tell you much about program quality or job placement support.
The fundamental question isn't just affordability—it's commitment. Special education requires genuine passion for the work because the compensation won't reward years of experience as dramatically as other fields. If teaching is the calling, these estimated numbers suggest a financially viable path. If it's not, that moderate debt becomes harder to justify.
Where New England College Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs Nationally
Special Education and Teaching bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $41,578 | $44,139* | — | $27,000* | — | |
| $51,424 | $62,346* | — | $24,000* | 0.38 | |
| $9,228 | $61,474* | $49,647 | $18,125* | 0.29 | |
| $12,186 | $60,396* | $56,026 | $16,500* | 0.27 | |
| $4,879 | $56,009* | $52,345 | —* | — | |
| $63,061 | $55,881* | — | $27,000* | 0.48 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At New England College, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 170 similar programs. Actual outcomes may vary.