Analysis
New Jersey City University's accounting program starts graduates at $41,542—roughly $12,000 below the state median and in just the 5th percentile nationally. That's a significant gap in a field where entry-level salaries tend to be relatively standardized. Among New Jersey's 23 accounting programs, this ranks in the 25th percentile, meaning three-quarters of comparable state programs launch graduates into higher-paying positions. The top NJ programs (Rutgers, NJCU, Seton Hall) start graduates around $68,000-$74,000, nearly 70% higher than NJCU.
The encouraging news is trajectory: earnings jump 39% by year four, reaching $57,797. That's solid growth and suggests graduates do find their footing in the profession, likely moving from entry-level bookkeeping roles into more traditional accounting positions. The $22,378 in typical debt is manageable—lower than both state and national medians—and the 0.54 debt-to-earnings ratio means graduates owe less than their first-year salary.
For families considering this program, the core question is whether the lower initial earnings are an acceptable tradeoff for the university's 89% admission rate and access to eventual career progression. The robust sample size confirms these aren't outliers. If your child has options at Rutgers or similar programs, those deliver substantially better starting positions. But NJCU does serve over half its students on Pell grants and produces accountants who ultimately reach respectable mid-career earnings, just with a slower launch.
Where New Jersey City University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How New Jersey City University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| New Jersey City University | $41,542 | $57,797 | +39% |
| Seton Hall University | $69,411 | $87,039 | +25% |
| The College of New Jersey | $74,403 | $85,225 | +15% |
| Rutgers University-Camden | $68,141 | $78,766 | +16% |
| Rutgers University-New Brunswick | $68,141 | $78,766 | +16% |
Compare to Similar Programs in New Jersey
Accounting bachelors's programs at peer institutions in New Jersey (23 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $13,971 | $41,542 | $57,797 | $22,378 | 0.54 | |
| $18,685 | $74,403 | $85,225 | $22,500 | 0.30 | |
| $51,370 | $69,411 | $87,039 | $25,000 | 0.36 | |
| $16,586 | $68,141 | $78,766 | $22,770 | 0.33 | |
| $17,079 | $68,141 | $78,766 | $22,770 | 0.33 | |
| $17,239 | $68,141 | $78,766 | $22,770 | 0.33 | |
| National Median | — | $53,694 | — | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At New Jersey City University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 107 graduates with reported earnings and 102 graduates with debt data. Small samples may not be representative.