Median Earnings (1yr)
$41,542
5th percentile (25th in NJ)
Median Debt
$22,378
10% below national median
Debt-to-Earnings
0.54
Manageable
Sample Size
107
Adequate data

Analysis

New Jersey City University's accounting program starts graduates at $41,542—roughly $12,000 below the state median and in just the 5th percentile nationally. That's a significant gap in a field where entry-level salaries tend to be relatively standardized. Among New Jersey's 23 accounting programs, this ranks in the 25th percentile, meaning three-quarters of comparable state programs launch graduates into higher-paying positions. The top NJ programs (Rutgers, NJCU, Seton Hall) start graduates around $68,000-$74,000, nearly 70% higher than NJCU.

The encouraging news is trajectory: earnings jump 39% by year four, reaching $57,797. That's solid growth and suggests graduates do find their footing in the profession, likely moving from entry-level bookkeeping roles into more traditional accounting positions. The $22,378 in typical debt is manageable—lower than both state and national medians—and the 0.54 debt-to-earnings ratio means graduates owe less than their first-year salary.

For families considering this program, the core question is whether the lower initial earnings are an acceptable tradeoff for the university's 89% admission rate and access to eventual career progression. The robust sample size confirms these aren't outliers. If your child has options at Rutgers or similar programs, those deliver substantially better starting positions. But NJCU does serve over half its students on Pell grants and produces accountants who ultimately reach respectable mid-career earnings, just with a slower launch.

Where New Jersey City University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

New Jersey City UniversityOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How New Jersey City University graduates compare to all programs nationally

New Jersey City University graduates earn $42k, placing them in the 5th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Accounting bachelors's programs at peer institutions in New Jersey (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
New Jersey City University$41,542$57,797$22,3780.54
The College of New Jersey$74,403$85,225$22,5000.30
Seton Hall University$69,411$87,039$25,0000.36
Rutgers University-Newark$68,141$78,766$22,7700.33
Rutgers University-Camden$68,141$78,766$22,7700.33
Rutgers University-New Brunswick$68,141$78,766$22,7700.33
National Median$53,694—$25,0000.47

Other Accounting Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
The College of New Jersey
Ewing
$18,685$74,403$22,500
Seton Hall University
South Orange
$51,370$69,411$25,000
Rutgers University-Newark
Newark
$16,586$68,141$22,770
Rutgers University-Camden
Camden
$17,079$68,141$22,770
Rutgers University-New Brunswick
New Brunswick
$17,239$68,141$22,770

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At New Jersey City University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 107 graduates with reported earnings and 102 graduates with debt data. Small samples may not be representative.