Analysis
With over half its students receiving Pell grants, New Jersey City University serves a population for whom an estimated $25,000 in debt represents a significant financial commitment. Based on comparable economics programs in New Jersey, graduates might expect first-year earnings around $52,000—essentially matching the statewide median for this degree. That debt-to-earnings ratio of 0.48 sits in reasonable territory, suggesting the debt could be manageable with careful budgeting, though it's worth noting this is noticeably higher than the national median debt of about $23,000 for economics bachelor's degrees.
The challenge is context: peer programs in New Jersey show a wide range of outcomes, from Princeton's $103,000 to the high $50,000s at schools like Rutgers and The College of New Jersey. While NJCU's accessible admissions (89% acceptance rate) provide opportunity for students who might not gain entry elsewhere, similar programs across the state suggest economics graduates here will likely start near the middle of the pack earnings-wise while carrying slightly above-average debt. For a student committed to economics and needing an accessible entry point into higher education, these estimates suggest a workable—if not exceptional—financial foundation, assuming employment in an economics-related field materializes quickly after graduation.
Where New Jersey City University Stands
Earnings vs. debt across all economics bachelors's programs nationally
Compare to Similar Programs in New Jersey
Economics bachelors's programs at peer institutions in New Jersey (20 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,971 | $51,656* | — | $24,965* | — | |
| $59,710 | $103,041* | — | $11,250* | 0.11 | |
| $18,685 | $62,218* | $67,369 | $23,500* | 0.38 | |
| $16,586 | $51,848* | $78,565 | $24,965* | 0.48 | |
| $17,079 | $51,848* | $78,565 | $24,965* | 0.48 | |
| $17,239 | $51,848* | $78,565 | $24,965* | 0.48 | |
| National Median | — | $51,722* | — | $22,816* | 0.44 |
Career Paths
Occupations commonly associated with economics graduates
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Statisticians
Biostatisticians
Economics Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At New Jersey City University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 10 similar programs in NJ. Actual outcomes may vary.