Median Earnings (1yr)
$49,581
28th percentile (40th in MA)
Median Debt
$27,000
16% above national median
Debt-to-Earnings
0.54
Manageable
Sample Size
29
Limited data

Analysis

Nichols College's finance program sits squarely in the middle of Massachusetts' competitive landscape, landing at the 40th percentile statewide—meaning you're paying private school tuition (likely around $40,000+ annually) for earnings that trail UMass-Amherst's public option by nearly $4,000. Starting salaries of $49,581 lag both the state median ($55,914) and national benchmark ($53,590), though the 32% earnings growth to $65,388 by year four suggests graduates gain traction once they establish themselves.

The genuine bright spot here is debt management: at $27,000, graduates owe less than 85% of finance programs nationally despite Nichols' private school price tag. This likely reflects strong institutional aid (30% of students receive Pell grants, indicating need-based support). The 0.54 debt-to-earnings ratio means graduates dedicate roughly half a year's salary to student loans—manageable in absolute terms, even if the earnings themselves disappoint relative to nearby competitors.

The critical caveat: this data represents fewer than 30 graduates, making these numbers potentially volatile. For an anxious parent, the question becomes whether Nichols' smaller environment and potential networking advantages justify underperforming state peers on earnings. If your child thrives in intimate settings and you're confident about the actual net cost after aid, the controlled debt load provides a safety net. But if you're comparing full-price private tuition against UMass or even Stonehill, those alternatives deliver better earning outcomes for your investment.

Where Nichols College Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Nichols CollegeOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Nichols College graduates compare to all programs nationally

Nichols College graduates earn $50k, placing them in the 28th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Finance and Financial Management Services bachelors's programs at peer institutions in Massachusetts (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Nichols College$49,581$65,388$27,0000.54
Boston College$82,495$110,242$18,0000.22
Bentley University$72,309$92,531$26,0000.36
University of Massachusetts-Amherst$68,920$83,610$23,2500.34
Endicott College$62,878—$27,0000.43
Stonehill College$58,832$90,245$26,0000.44
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Boston College
Chestnut Hill
$67,680$82,495$18,000
Bentley University
Waltham
$58,150$72,309$26,000
University of Massachusetts-Amherst
Amherst
$17,357$68,920$23,250
Endicott College
Beverly
$39,212$62,878$27,000
Stonehill College
Easton
$54,500$58,832$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Nichols College, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 29 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.