Analysis
The $20,700 debt load here sits well above what most business associate's programs nationally charge—at the 66th percentile, meaning two-thirds of comparable programs leave students with less debt. That matters because the estimated first-year earnings of $36,591, drawn from the national median for business associate's degrees, falls short of what similar programs across Minnesota typically produce. Peer institutions in the state suggest earnings closer to $40,226, with nearby Century College and Anoka-Ramsey both reporting outcomes around $40,000 for their business grads.
The debt-to-earnings ratio of 0.57 means students would face debt equal to about seven months of their first-year salary—manageable on paper, but less appealing when Minnesota offers 23 business associate's programs, many with lower debt loads and stronger earnings trajectories. Without actual outcome data from Normandale's own graduates, you're betting on whether this program mirrors the national average or performs closer to its Minnesota neighbors who are posting higher figures.
For parents weighing this program, the combination of above-average debt and below-state-average estimated earnings suggests looking closely at alternatives. If your student has strong ties to this specific campus or program features that matter, the debt is serviceable. But if outcomes are the primary concern, other Minnesota community colleges are reporting concrete results that beat these estimates while charging less.
Where Normandale Community College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs in Minnesota
Business/Commerce associates's programs at peer institutions in Minnesota (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,321 | $36,591* | — | $20,700 | — | |
| $6,182 | $40,489* | — | $19,750 | 0.49 | |
| $5,682 | $39,962* | $46,752 | $20,750 | 0.52 | |
| National Median | — | $36,591* | — | $13,437 | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Normandale Community College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.