Median Earnings (1yr)
$44,708
45th percentile (40th in MN)
Median Debt
$25,236
3% below national median
Debt-to-Earnings
0.56
Manageable
Sample Size
37
Adequate data

Analysis

North Central University's business program lands below the middle of the pack in Minnesota, where graduates from this program earn about $10,000 less annually than the state median. Among 33 Minnesota schools offering this degree, it ranks in just the 40th percentile—meaning six out of ten comparable programs deliver stronger initial earnings. For context, Minnesota business grads at the University of Minnesota-Twin Cities start at $66,000, while even Concordia University-Saint Paul graduates begin at $59,000.

The silver lining here is genuine earnings momentum: graduates see 38% income growth between years one and four, reaching nearly $62,000. That trajectory matters, though starting from a lower base means playing catch-up. The debt picture is reasonable at $25,236—slightly below both state and national medians—translating to manageable payments even at the modest starting salary.

For families considering this $25,000 investment, the question is whether the trade-off makes sense. You're paying roughly the same debt as competitors while accepting a $10,000 lower starting salary compared to the Minnesota average. The strong earnings growth suggests the program provides valuable skills that pay off over time, but students willing to aim for more selective Minnesota business schools could start their careers with a meaningful financial advantage. This works best for students who need the accessibility of a 91% admission rate and can afford the slower financial start.

Where North Central University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

North Central UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How North Central University graduates compare to all programs nationally

North Central University graduates earn $45k, placing them in the 45th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Business Administration, Management and Operations bachelors's programs at peer institutions in Minnesota (33 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
North Central University$44,708$61,788$25,2360.56
Capella University$68,701$72,613$33,7500.49
University of Minnesota-Twin Cities$65,996$75,971$20,1600.31
Rasmussen University-Minnesota$59,693$56,566$37,3150.63
Concordia University-Saint Paul$59,044$63,736$27,0000.46
University of Minnesota-Crookston$58,805$72,627$27,4340.47
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Capella University
Minneapolis
$14,436$68,701$33,750
University of Minnesota-Twin Cities
Minneapolis
$16,488$65,996$20,160
Rasmussen University-Minnesota
St. Cloud
$10,899$59,693$37,315
Concordia University-Saint Paul
Saint Paul
$25,000$59,044$27,000
University of Minnesota-Crookston
Crookston
$13,120$58,805$27,434

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At North Central University, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 37 graduates with reported earnings and 38 graduates with debt data. Small samples may not be representative.