Analysis
Based on comparable programs across Minnesota, this Bachelor's in Social Work appears positioned right at the state's typical outcomes—an estimated $44,546 in first-year earnings against roughly $27,000 in debt. That 0.61 debt-to-earnings ratio sits in manageable territory for a helping profession, though it's worth noting this field rarely generates substantial income growth in early career years. The national picture reinforces this: social work bachelor's graduates nationwide earn a median of just $37,296, meaning Minnesota's stronger social services sector and cost-of-living adjustments likely explain the higher local estimates.
The challenge with North Central specifically is that we're working entirely from peer program data—the school's actual graduate outcomes for this major aren't reported due to small cohort sizes. Looking at schools that do report numbers, several Minnesota state universities show graduates earning in the $45,000-$47,000 range, which aligns with these estimates. However, North Central serves a different population (43% Pell-eligible, 91% admission rate) than some comparison schools, which could affect actual outcomes either way.
For families committed to social work as a career path, the estimated debt level doesn't look prohibitive—it's essentially matching the national median. But the modest earning potential means your child would be starting at around $3,700 monthly before taxes with a $27,000 repayment obligation. Request actual placement rates and alumni employment data directly from North Central to supplement what the federal data can't tell you about this specific program's track record.
Where North Central University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Compare to Similar Programs in Minnesota
Social Work bachelors's programs at peer institutions in Minnesota (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $29,460 | $44,546* | — | $27,000* | — | |
| $9,780 | $47,637* | $47,860 | $29,615* | 0.62 | |
| $10,164 | $47,192* | $48,772 | $27,000* | 0.57 | |
| $10,304 | $46,368* | $44,189 | —* | — | |
| $40,454 | $45,371* | $48,482 | $37,059* | 0.82 | |
| $42,930 | $45,259* | $45,919 | $25,000* | 0.55 | |
| National Median | — | $37,296* | — | $26,362* | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At North Central University, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 13 similar programs in MN. Actual outcomes may vary.