Analysis
North Dakota State's psychology program outperforms the national median by $4,400 in first-year earnings—landing in the 83rd percentile nationally—while keeping debt manageable at $25,000. That 0.70 debt-to-earnings ratio means graduates earn their full debt load back in less than nine months, a solid financial position for a psychology bachelor's. The 22% earnings bump by year four shows meaningful career progression, with typical graduates earning $43,659.
Within North Dakota, however, this program sits closer to the middle of the pack at the 60th percentile. That's still respectable given it's one of only seven psychology programs in the state, and it notably outearns the University of North Dakota's program by about $2,400 annually. The state context matters here: ND psychology grads generally do better than the national average, so being "average" in North Dakota actually means being well above average nationally.
For families comfortable with their student pursuing psychology—recognizing this degree often serves as a stepping stone to graduate school or careers in social services—this program delivers stronger financial outcomes than most alternatives. The moderate sample size and high admission rate suggest accessible entry with above-average results, a combination that should appeal to parents weighing return on investment.
Where North Dakota State University-Main Campus Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How North Dakota State University-Main Campus graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| North Dakota State University-Main Campus | $35,891 | $43,659 | +22% |
| Duke University | $33,559 | $72,857 | +117% |
| Middlebury College | $43,839 | $67,306 | +54% |
| Cornell University | $36,630 | $64,146 | +75% |
| University of North Dakota | $33,487 | $46,930 | +40% |
Compare to Similar Programs in North Dakota
Psychology bachelors's programs at peer institutions in North Dakota (7 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,857 | $35,891 | $43,659 | $25,000 | 0.70 | |
| $10,951 | $33,487 | $46,930 | $23,905 | 0.71 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At North Dakota State University-Main Campus, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 92 graduates with reported earnings and 131 graduates with debt data. Small samples may not be representative.