Median Earnings (1yr)
$35,891
83rd percentile (60th in ND)
Median Debt
$25,000
2% below national median
Debt-to-Earnings
0.70
Manageable
Sample Size
92
Adequate data

Analysis

North Dakota State's psychology program outperforms the national median by $4,400 in first-year earnings—landing in the 83rd percentile nationally—while keeping debt manageable at $25,000. That 0.70 debt-to-earnings ratio means graduates earn their full debt load back in less than nine months, a solid financial position for a psychology bachelor's. The 22% earnings bump by year four shows meaningful career progression, with typical graduates earning $43,659.

Within North Dakota, however, this program sits closer to the middle of the pack at the 60th percentile. That's still respectable given it's one of only seven psychology programs in the state, and it notably outearns the University of North Dakota's program by about $2,400 annually. The state context matters here: ND psychology grads generally do better than the national average, so being "average" in North Dakota actually means being well above average nationally.

For families comfortable with their student pursuing psychology—recognizing this degree often serves as a stepping stone to graduate school or careers in social services—this program delivers stronger financial outcomes than most alternatives. The moderate sample size and high admission rate suggest accessible entry with above-average results, a combination that should appeal to parents weighing return on investment.

Where North Dakota State University-Main Campus Stands

Earnings vs. debt across all psychology bachelors's programs nationally

North Dakota State University-Main CampusOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How North Dakota State University-Main Campus graduates compare to all programs nationally

North Dakota State University-Main Campus graduates earn $36k, placing them in the 83th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Dakota

Psychology bachelors's programs at peer institutions in North Dakota (7 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
North Dakota State University-Main Campus$35,891$43,659$25,0000.70
University of North Dakota$33,487$46,930$23,9050.71
National Median$31,482—$25,5000.81

Other Psychology Programs in North Dakota

Compare tuition, earnings, and debt across North Dakota schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of North Dakota
Grand Forks
$10,951$33,487$23,905

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At North Dakota State University-Main Campus, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 92 graduates with reported earnings and 131 graduates with debt data. Small samples may not be representative.