Computer and Information Sciences at North Florida Technical College
Undergraduate Certificate or Diploma
nftc.eduAnalysis
A debt-to-earnings ratio of 0.32 suggests manageable repayment for this technical certificate program, though both figures come from national peer programs rather than North Florida Technical College's own graduates. Based on comparable technical school certificates in computer sciences, first-year earnings around $38,900 would put monthly loan payments at roughly $140βabout 4% of take-home pay. That's a reasonable burden for someone entering the IT field, where many positions value certifications and hands-on skills over four-year degrees.
The certificate format itself deserves consideration. While the estimated debt of $12,400 is modest compared to associate or bachelor's programs, you're also investing in a credential that may have limitations. Similar programs nationally produce earnings right at the median, suggesting this pathway delivers adequate but not exceptional returns. For students who already have some college experience or are career-changers looking for targeted skills, this could work. For high school graduates with the time and resources for longer programs, a two-year associate degree in the same field might offer better long-term positioning, even if it means slightly higher initial debt.
The low Pell grant percentage (13%) is noteworthyβit suggests this program serves fewer low-income students than typical community college options. Given the estimates and the brief format, families should verify what specific IT certifications this program includes and whether local Starke-area employers recognize them, since the pathway's value depends heavily on those practical details.
Where North Florida Technical College Stands
Earnings vs. debt across all computer and information sciences certificate's programs nationally
Compare to Similar Programs Nationally
Computer and Information Sciences certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| β | $38,858* | β | $12,448* | β | |
| $8,400 | $61,737* | β | $27,125* | 0.44 | |
| $8,370 | $58,750* | $67,396 | $19,875* | 0.34 | |
| $4,257 | $57,428* | β | $11,000* | 0.19 | |
| $2,336 | $55,264* | β | $14,778* | 0.27 | |
| β | $52,079* | β | $10,076* | 0.19 | |
| National Median | β | $38,858* | β | $11,000* | 0.28 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At North Florida Technical College, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.