Agricultural Business and Management at North Iowa Area Community College
Associate's Degree
niacc.eduAnalysis
In Iowa's agricultural sector, where entry-level positions often start below $40,000, this program's trajectory from an estimated $40,835 in year one to $51,712 by year four tells an encouraging story. Similar agricultural business programs across the state cluster tightly around that initial estimate, suggesting these figures reflect genuine market conditions rather than outliers. The debt picture appears manageable—roughly $12,000 based on comparable community college programs nationally—translating to a debt-to-earnings ratio of 0.29 that should allow for comfortable repayment.
The earnings growth between year one and year four stands out as particularly strong, which aligns with how agricultural careers typically develop as graduates build relationships, gain practical experience, and potentially move into management or ownership roles. While these estimates come from peer programs rather than North Iowa's specific outcomes, the consistency across Iowa's agricultural programs and the fact that this credential performs above the national median for the field provides reasonable confidence. For families in Iowa's agricultural communities, this represents a practical pathway into the industry with debt levels that shouldn't constrain future farming opportunities or business ventures.
Where North Iowa Area Community College Stands
Earnings vs. debt across all agricultural business and management associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| North Iowa Area Community College | — | $51,712 | — |
| Bismarck State College | $38,623 | $55,381 | +43% |
| Des Moines Area Community College | $40,506 | $49,112 | +21% |
| Lake Area Technical College | $41,340 | $44,958 | +9% |
| Hawkeye Community College | $47,472 | $42,239 | -11% |
Compare to Similar Programs in Iowa
Agricultural Business and Management associates's programs at peer institutions in Iowa (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,436 | $40,835* | $51,712 | $11,978* | — | |
| $6,308 | $47,472* | $42,239 | —* | — | |
| $5,980 | $40,835* | — | $11,000* | 0.27 | |
| $5,550 | $40,506* | $49,112 | $9,000* | 0.22 | |
| National Median | — | $37,423* | — | $12,000* | 0.32 |
Career Paths
Occupations commonly associated with agricultural business and management graduates
Economists
Environmental Economists
Farmers, Ranchers, and Other Agricultural Managers
Agricultural Sciences Teachers, Postsecondary
Economics Teachers, Postsecondary
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products
Computer User Support Specialists
Buyers and Purchasing Agents, Farm Products
Farm and Home Management Educators
First-Line Supervisors of Office and Administrative Support Workers
First-Line Supervisors of Farming, Fishing, and Forestry Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At North Iowa Area Community College, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in IA. Actual outcomes may vary.