Median Earnings (1yr)
$47,884
58th percentile (40th in AZ)
Median Debt
$20,500
21% below national median
Debt-to-Earnings
0.43
Manageable
Sample Size
378
Adequate data

Analysis

Northern Arizona University's business program delivers solid starting salaries but falls short of Arizona's competitive landscape. While first-year earnings of $47,884 exceed the national median by $2,181, they trail the Arizona state median by nearly $6,000. Among Arizona's 21 business programs, NAU ranks in just the 40th percentile—a concerning position given that many families choose in-state options for affordability.

The debt picture offers some relief, with graduates carrying $20,500 in loans compared to Arizona's $24,796 median. However, this advantage doesn't fully compensate for the earnings gap. The debt-to-earnings ratio of 0.43 is reasonable, and steady 12% growth over four years shows graduates aren't hitting an early ceiling. Still, even after four years, median earnings of $53,570 barely match what other Arizona programs deliver immediately after graduation.

For parents weighing options within Arizona, NAU's business program represents a middle-tier choice that prioritizes affordability over earning potential. The lower debt load makes it more accessible than premium programs, but families should recognize they're trading immediate earning power for manageable payments. If your child is considering business school in Arizona, compare this carefully against higher-performing state alternatives that might justify their additional cost.

Where Northern Arizona University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Northern Arizona UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northern Arizona University graduates compare to all programs nationally

Northern Arizona University graduates earn $48k, placing them in the 58th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Arizona

Business Administration, Management and Operations bachelors's programs at peer institutions in Arizona (21 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Arizona University$47,884$53,570$20,5000.43
Embry-Riddle Aeronautical University-Prescott$66,999$77,767$20,5080.31
Arizona State University Digital Immersion$61,117$70,685$22,0000.36
Arizona State University Campus Immersion$61,117$70,685$22,0000.36
University of Phoenix-Arizona$58,268$56,533$42,3860.73
DeVry University-Arizona$55,102$55,550$46,7970.85
National Median$45,703$26,0000.57

Other Business Administration, Management and Operations Programs in Arizona

Compare tuition, earnings, and debt across Arizona schools

SchoolIn-State TuitionEarnings (1yr)Debt
Embry-Riddle Aeronautical University-Prescott
Prescott
$42,204$66,999$20,508
Arizona State University Digital Immersion
Scottsdale
$61,117$22,000
Arizona State University Campus Immersion
Tempe
$12,051$61,117$22,000
University of Phoenix-Arizona
Phoenix
$9,552$58,268$42,386
DeVry University-Arizona
Phoenix
$17,488$55,102$46,797

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Arizona University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 378 graduates with reported earnings and 346 graduates with debt data. Small samples may not be representative.