Analysis
Northern Illinois University's psychology program outperforms more than half of its competitors both nationally and within Illinois—a solid outcome for a degree field where earnings can vary dramatically. The $33,150 starting salary beats both the national and state medians, placing this program in the 60th percentile among Illinois schools. That's noteworthy given NIU's 70% admission rate and the fact that nearly half its students receive Pell grants, suggesting the program delivers good access alongside decent outcomes.
The debt picture looks manageable at $24,194, which is actually lower than typical for Illinois psychology programs. With a debt-to-earnings ratio of 0.73, graduates owe roughly nine months of first-year salary—higher than ideal but not crushing. The 24% earnings growth to $41,119 by year four shows steady progression, though it's worth noting that even Northwestern's psychology graduates only start around $44,000, reflecting the broader reality that bachelor's-level psychology doesn't lead to high-paying careers without graduate school.
For families considering this program, the key question is career planning. If your child sees psychology as preparation for graduate work in counseling, clinical psychology, or a related field, NIU provides a cost-effective foundation. If they're expecting strong earnings with just the bachelor's degree, they should understand that $41,000 four years out represents the realistic ceiling for most psychology majors, regardless of where they study.
Where Northern Illinois University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Northern Illinois University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Northern Illinois University | $33,150 | $41,119 | +24% |
| Northwestern University | $44,088 | $61,389 | +39% |
| Loyola University Chicago | $32,463 | $52,586 | +62% |
| Augustana College | $29,801 | $50,244 | +69% |
| Illinois State University | $32,104 | $49,195 | +53% |
Compare to Similar Programs in Illinois
Psychology bachelors's programs at peer institutions in Illinois (52 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,700 | $33,150 | $41,119 | $24,194 | 0.73 | |
| $65,997 | $44,088 | $61,389 | $14,500 | 0.33 | |
| $13,288 | $42,911 | — | $5,050 | 0.12 | |
| $12,320 | $39,980 | — | $24,562 | 0.61 | |
| $20,844 | $39,596 | — | $40,645 | 1.03 | |
| $12,345 | $35,798 | — | $37,170 | 1.04 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Illinois University, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 184 graduates with reported earnings and 267 graduates with debt data. Small samples may not be representative.