Median Earnings (1yr)
$33,150
63rd percentile
60th percentile in Illinois
Median Debt
$24,194
5% below national median

Analysis

Northern Illinois University's psychology program outperforms more than half of its competitors both nationally and within Illinois—a solid outcome for a degree field where earnings can vary dramatically. The $33,150 starting salary beats both the national and state medians, placing this program in the 60th percentile among Illinois schools. That's noteworthy given NIU's 70% admission rate and the fact that nearly half its students receive Pell grants, suggesting the program delivers good access alongside decent outcomes.

The debt picture looks manageable at $24,194, which is actually lower than typical for Illinois psychology programs. With a debt-to-earnings ratio of 0.73, graduates owe roughly nine months of first-year salary—higher than ideal but not crushing. The 24% earnings growth to $41,119 by year four shows steady progression, though it's worth noting that even Northwestern's psychology graduates only start around $44,000, reflecting the broader reality that bachelor's-level psychology doesn't lead to high-paying careers without graduate school.

For families considering this program, the key question is career planning. If your child sees psychology as preparation for graduate work in counseling, clinical psychology, or a related field, NIU provides a cost-effective foundation. If they're expecting strong earnings with just the bachelor's degree, they should understand that $41,000 four years out represents the realistic ceiling for most psychology majors, regardless of where they study.

Where Northern Illinois University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Northern Illinois University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Northern Illinois University$33,150$41,119+24%
Northwestern University$44,088$61,389+39%
Loyola University Chicago$32,463$52,586+62%
Augustana College$29,801$50,244+69%
Illinois State University$32,104$49,195+53%

Compare to Similar Programs in Illinois

Psychology bachelors's programs at peer institutions in Illinois (52 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Illinois UniversityDekalb$12,700$33,150$41,119$24,1940.73
Northwestern UniversityEvanston$65,997$44,088$61,389$14,5000.33
St. Augustine CollegeChicago$13,288$42,911$5,0500.12
Trinity International University-IllinoisDeerfield$12,320$39,980$24,5620.61
The Chicago School at ChicagoChicago$20,844$39,596$40,6451.03
National Louis UniversityChicago$12,345$35,798$37,1701.04
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Illinois University, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 184 graduates with reported earnings and 267 graduates with debt data. Small samples may not be representative.