Median Earnings (1yr)
$33,150
63rd percentile (60th in IL)
Median Debt
$24,194
5% below national median
Debt-to-Earnings
0.73
Manageable
Sample Size
184
Adequate data

Analysis

Northern Illinois University's psychology program outperforms more than half of its competitors both nationally and within Illinois—a solid outcome for a degree field where earnings can vary dramatically. The $33,150 starting salary beats both the national and state medians, placing this program in the 60th percentile among Illinois schools. That's noteworthy given NIU's 70% admission rate and the fact that nearly half its students receive Pell grants, suggesting the program delivers good access alongside decent outcomes.

The debt picture looks manageable at $24,194, which is actually lower than typical for Illinois psychology programs. With a debt-to-earnings ratio of 0.73, graduates owe roughly nine months of first-year salary—higher than ideal but not crushing. The 24% earnings growth to $41,119 by year four shows steady progression, though it's worth noting that even Northwestern's psychology graduates only start around $44,000, reflecting the broader reality that bachelor's-level psychology doesn't lead to high-paying careers without graduate school.

For families considering this program, the key question is career planning. If your child sees psychology as preparation for graduate work in counseling, clinical psychology, or a related field, NIU provides a cost-effective foundation. If they're expecting strong earnings with just the bachelor's degree, they should understand that $41,000 four years out represents the realistic ceiling for most psychology majors, regardless of where they study.

Where Northern Illinois University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Northern Illinois UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northern Illinois University graduates compare to all programs nationally

Northern Illinois University graduates earn $33k, placing them in the 63th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Illinois

Psychology bachelors's programs at peer institutions in Illinois (52 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Illinois University$33,150$41,119$24,1940.73
Northwestern University$44,088$61,389$14,5000.33
St. Augustine College$42,911—$5,0500.12
Trinity International University-Illinois$39,980—$24,5620.61
The Chicago School at Chicago$39,596—$40,6451.03
National Louis University$35,798—$37,1701.04
National Median$31,482—$25,5000.81

Other Psychology Programs in Illinois

Compare tuition, earnings, and debt across Illinois schools

SchoolIn-State TuitionEarnings (1yr)Debt
Northwestern University
Evanston
$65,997$44,088$14,500
St. Augustine College
Chicago
$13,288$42,911$5,050
Trinity International University-Illinois
Deerfield
$12,320$39,980$24,562
The Chicago School at Chicago
Chicago
$20,844$39,596$40,645
National Louis University
Chicago
$12,345$35,798$37,170

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Illinois University, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 184 graduates with reported earnings and 267 graduates with debt data. Small samples may not be representative.