Analysis
Northern Oklahoma College's agricultural business program carries an estimated $11,978 in debt—a manageable figure that sits right at the national median for similar associate programs. Combined with first-year earnings that peer programs typically produce around $37,400, this creates a debt-to-earnings ratio of 0.32, well below the threshold where loan payments become burdensome. For a two-year credential that gets students into the workforce quickly, these estimates suggest reasonable value, though the actual outcomes for NOC graduates remain unknown due to small sample sizes.
The agricultural sector in Oklahoma offers distinct advantages that national averages can't fully capture. The state's strong farming and ranching economy may provide graduates with local opportunities that differ from the broader dataset these estimates draw from. That said, with earnings based on comparable programs nationwide and debt figures estimated from similar community colleges, there's inherent uncertainty about what your child would actually experience at this specific institution.
The fundamentals look sound: modest debt, decent projected earnings, and a clear career path. But without actual data from NOC's program, you're making this decision partially blind. Before committing, talk directly with the program about graduate outcomes—where recent students actually landed jobs and what they're earning—to verify whether these national estimates align with NOC's reality.
Where Northern Oklahoma College Stands
Earnings vs. debt across all agricultural business and management associates's programs nationally
Compare to Similar Programs Nationally
Agricultural Business and Management associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,061 | $37,423* | — | $11,978* | — | |
| $5,928 | $48,646* | $43,988 | $11,956* | 0.25 | |
| $6,308 | $47,472* | $42,239 | —* | — | |
| $3,540 | $42,642* | $40,002 | $10,748* | 0.25 | |
| $8,895 | $41,966* | $43,018 | $12,750* | 0.30 | |
| $6,718 | $41,340* | $44,958 | $12,000* | 0.29 | |
| National Median | — | $37,423* | — | $12,000* | 0.32 |
Career Paths
Occupations commonly associated with agricultural business and management graduates
Economists
Environmental Economists
Farmers, Ranchers, and Other Agricultural Managers
Agricultural Sciences Teachers, Postsecondary
Economics Teachers, Postsecondary
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products
Computer User Support Specialists
Buyers and Purchasing Agents, Farm Products
Farm and Home Management Educators
First-Line Supervisors of Office and Administrative Support Workers
First-Line Supervisors of Farming, Fishing, and Forestry Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Oklahoma College, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 16 similar programs. Actual outcomes may vary.