Analysis
A debt-to-earnings ratio of 0.43 looks manageable on paper, but the context here matters considerably. Peer programs across Oklahoma typically produce first-year earnings around $48,700βnearly $13,000 more than what comparable national programs suggest this degree might yield. That gap is striking. Oklahoma City Community College and Cameron University both report outcomes near that state median, which raises questions about why estimates for Northern Oklahoma College land closer to the national average of $35,760 rather than the stronger Oklahoma norm.
The estimated $15,500 in debt aligns with what other Oklahoma programs carry, so the borrowing itself isn't unusual. The issue is whether earnings will match what other in-state graduates achieve. If this program performs like similar ones elsewhere in Oklahoma, the debt picture improves significantly. If it tracks closer to the national baseline, you're looking at a longer payback timeline and tighter early-career finances. With computer science programs varying so widely in quality and employer connections, the difference between these scenarios isn't trivial.
Given that actual outcomes aren't reported here, compare Northern Oklahoma College's job placement support and industry partnerships against schools with proven results like OCCC. If those resources don't measure up, the stronger programs with transparent data offer more certainty for your investment.
Where Northern Oklahoma College Stands
Earnings vs. debt across all computer and information sciences associates's programs nationally
Compare to Similar Programs in Oklahoma
Computer and Information Sciences associates's programs at peer institutions in Oklahoma (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,061 | $35,761* | β | $15,461* | β | |
| $4,059 | $49,198* | $49,599 | $15,461* | 0.31 | |
| $6,900 | $48,190* | $52,863 | $22,000* | 0.46 | |
| National Median | β | $35,760* | β | $14,932* | 0.42 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Oklahoma College, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 80 similar programs. Actual outcomes may vary.