Analysis
Drawing on outcomes from similar accounting programs across Missouri, Northwest Missouri State appears to deliver solid mid-market results at a manageable debt load. The estimated first-year earnings of $50,218 align with the state median, while the $59,629 four-year figure puts graduates within striking distance of the national 75th percentile. At $23,250 in debt—below both state and national benchmarks—students here are borrowing roughly $2,000 less than typical accounting majors.
The trajectory matters more than the starting point. That jump from roughly $50,000 to nearly $60,000 between years one and four suggests these graduates are gaining traction in the field, closing the gap with graduates from higher-profile Missouri programs like Truman State ($59,919) and University of Central Missouri ($56,565). The 0.46 debt-to-earnings ratio means graduates owe less than half their first-year salary—a workable position for most households, especially given accounting's licensing requirements and clear career progression.
For families seeking a practical accounting credential without premium debt, Northwest Missouri State's combination of below-average borrowing and steady earnings growth from comparable programs makes sense. The trade-off is straightforward: you're not getting the immediate $65,000 starting salaries that Mizzou accounting grads command, but you're also not carrying the debt burden that often comes with flagship programs.
Where Northwest Missouri State University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Northwest Missouri State University | — | $59,629 | — |
| University of Missouri-Columbia | $65,057 | $81,583 | +25% |
| University of Missouri-Kansas City | $54,357 | $65,509 | +21% |
| University of Missouri-St Louis | $55,615 | $65,154 | +17% |
| Maryville University of Saint Louis | $61,237 | $65,069 | +6% |
Compare to Similar Programs in Missouri
Accounting bachelors's programs at peer institutions in Missouri (33 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,181 | $50,218* | $59,629 | $23,250 | — | |
| $14,130 | $65,057* | $81,583 | $20,707 | 0.32 | |
| $53,244 | $63,153* | — | $26,820 | 0.42 | |
| $27,166 | $61,237* | $65,069 | $25,125 | 0.41 | |
| $9,470 | $59,919* | $64,972 | $23,250 | 0.39 | |
| $9,739 | $56,565* | $58,085 | $25,591 | 0.45 | |
| National Median | — | $53,694* | — | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northwest Missouri State University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 18 similar programs in MO. Actual outcomes may vary.