Est. Earnings (1yr)
$50,218
Est. from MO median (18 programs)
Median Debt
$23,250
7% below national median

Analysis

Drawing on outcomes from similar accounting programs across Missouri, Northwest Missouri State appears to deliver solid mid-market results at a manageable debt load. The estimated first-year earnings of $50,218 align with the state median, while the $59,629 four-year figure puts graduates within striking distance of the national 75th percentile. At $23,250 in debt—below both state and national benchmarks—students here are borrowing roughly $2,000 less than typical accounting majors.

The trajectory matters more than the starting point. That jump from roughly $50,000 to nearly $60,000 between years one and four suggests these graduates are gaining traction in the field, closing the gap with graduates from higher-profile Missouri programs like Truman State ($59,919) and University of Central Missouri ($56,565). The 0.46 debt-to-earnings ratio means graduates owe less than half their first-year salary—a workable position for most households, especially given accounting's licensing requirements and clear career progression.

For families seeking a practical accounting credential without premium debt, Northwest Missouri State's combination of below-average borrowing and steady earnings growth from comparable programs makes sense. The trade-off is straightforward: you're not getting the immediate $65,000 starting salaries that Mizzou accounting grads command, but you're also not carrying the debt burden that often comes with flagship programs.

Where Northwest Missouri State University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Northwest Missouri State University$59,629
University of Missouri-Columbia$65,057$81,583+25%
University of Missouri-Kansas City$54,357$65,509+21%
University of Missouri-St Louis$55,615$65,154+17%
Maryville University of Saint Louis$61,237$65,069+6%

Compare to Similar Programs in Missouri

Accounting bachelors's programs at peer institutions in Missouri (33 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median DebtDebt/Earnings
Northwest Missouri State UniversityMaryville$10,181$50,218*$59,629$23,250
University of Missouri-ColumbiaColumbia$14,130$65,057*$81,583$20,7070.32
Saint Louis UniversitySaint Louis$53,244$63,153*$26,8200.42
Maryville University of Saint LouisSaint Louis$27,166$61,237*$65,069$25,1250.41
Truman State UniversityKirksville$9,470$59,919*$64,972$23,2500.39
University of Central MissouriWarrensburg$9,739$56,565*$58,085$25,5910.45
National Median$53,694*$25,0000.47
* Estimated from similar programs

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northwest Missouri State University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 18 similar programs in MO. Actual outcomes may vary.