Analysis
Northwest Missouri State graduates with psychology degrees earn modestly above national averages while keeping debt relatively manageable—a practical combination for a field not known for high starting salaries. At $34,226 in year one, earnings exceed both the national median ($31,482) and Missouri's ($32,224), placing this program in the 60th percentile statewide. The debt burden of $24,203 translates to a 0.71 debt-to-earnings ratio, meaning graduates owe less than one year's salary—reasonable for a bachelor's degree, particularly in psychology where many students continue to graduate school.
The earnings trajectory shows steady improvement, climbing to $39,143 by year four (a 14% increase). While Northwest Missouri doesn't quite reach the earnings levels of Missouri's top programs like Avila ($36,957) or Rockhurst ($36,152), it performs solidly for an institution with an 86% admission rate and significantly lower tuition costs than private alternatives. The program serves its purpose: providing accessible psychology education that leads to employability without crushing debt.
For parents, this represents a sound baseline option if your student plans to work immediately after graduation or needs an affordable foundation before pursuing advanced degrees. The numbers won't dazzle, but they won't derail financial stability either—a worthy consideration for a psychology major.
Where Northwest Missouri State University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Northwest Missouri State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Northwest Missouri State University | $34,226 | $39,143 | +14% |
| Saint Louis University | $34,295 | $48,468 | +41% |
| Avila University | $36,957 | $44,838 | +21% |
| University of Missouri-Columbia | $33,794 | $44,511 | +32% |
| Rockhurst University | $36,152 | $44,389 | +23% |
Compare to Similar Programs in Missouri
Psychology bachelors's programs at peer institutions in Missouri (39 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,181 | $34,226 | $39,143 | $24,203 | 0.71 | |
| $38,672 | $36,957 | $44,838 | $31,000 | 0.84 | |
| $27,140 | $36,323 | $36,984 | $25,230 | 0.69 | |
| $6,960 | $36,323 | $36,984 | $25,230 | 0.69 | |
| $43,420 | $36,152 | $44,389 | $25,000 | 0.69 | |
| $24,326 | $35,685 | $36,673 | $29,300 | 0.82 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northwest Missouri State University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 53 graduates with reported earnings and 81 graduates with debt data. Small samples may not be representative.