Median Earnings (1yr)
$34,226
72nd percentile (60th in MO)
Median Debt
$24,203
5% below national median
Debt-to-Earnings
0.71
Manageable
Sample Size
53
Adequate data

Analysis

Northwest Missouri State graduates with psychology degrees earn modestly above national averages while keeping debt relatively manageable—a practical combination for a field not known for high starting salaries. At $34,226 in year one, earnings exceed both the national median ($31,482) and Missouri's ($32,224), placing this program in the 60th percentile statewide. The debt burden of $24,203 translates to a 0.71 debt-to-earnings ratio, meaning graduates owe less than one year's salary—reasonable for a bachelor's degree, particularly in psychology where many students continue to graduate school.

The earnings trajectory shows steady improvement, climbing to $39,143 by year four (a 14% increase). While Northwest Missouri doesn't quite reach the earnings levels of Missouri's top programs like Avila ($36,957) or Rockhurst ($36,152), it performs solidly for an institution with an 86% admission rate and significantly lower tuition costs than private alternatives. The program serves its purpose: providing accessible psychology education that leads to employability without crushing debt.

For parents, this represents a sound baseline option if your student plans to work immediately after graduation or needs an affordable foundation before pursuing advanced degrees. The numbers won't dazzle, but they won't derail financial stability either—a worthy consideration for a psychology major.

Where Northwest Missouri State University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Northwest Missouri State UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northwest Missouri State University graduates compare to all programs nationally

Northwest Missouri State University graduates earn $34k, placing them in the 72th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Missouri

Psychology bachelors's programs at peer institutions in Missouri (39 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northwest Missouri State University$34,226$39,143$24,2030.71
Avila University$36,957$44,838$31,0000.84
Central Methodist University-College of Liberal Arts and Sciences$36,323$36,984$25,2300.69
Central Methodist University-College of Graduate and Extended Studies$36,323$36,984$25,2300.69
Rockhurst University$36,152$44,389$25,0000.69
Columbia College$35,685$36,673$29,3000.82
National Median$31,482—$25,5000.81

Other Psychology Programs in Missouri

Compare tuition, earnings, and debt across Missouri schools

SchoolIn-State TuitionEarnings (1yr)Debt
Avila University
Kansas City
$38,672$36,957$31,000
Central Methodist University-College of Liberal Arts and Sciences
Fayette
$27,140$36,323$25,230
Central Methodist University-College of Graduate and Extended Studies
Fayette
$6,960$36,323$25,230
Rockhurst University
Kansas City
$43,420$36,152$25,000
Columbia College
Columbia
$24,326$35,685$29,300

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northwest Missouri State University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 53 graduates with reported earnings and 81 graduates with debt data. Small samples may not be representative.