Median Earnings (1yr)
$34,226
72nd percentile
60th percentile in Missouri
Median Debt
$24,203
5% below national median

Analysis

Northwest Missouri State graduates with psychology degrees earn modestly above national averages while keeping debt relatively manageable—a practical combination for a field not known for high starting salaries. At $34,226 in year one, earnings exceed both the national median ($31,482) and Missouri's ($32,224), placing this program in the 60th percentile statewide. The debt burden of $24,203 translates to a 0.71 debt-to-earnings ratio, meaning graduates owe less than one year's salary—reasonable for a bachelor's degree, particularly in psychology where many students continue to graduate school.

The earnings trajectory shows steady improvement, climbing to $39,143 by year four (a 14% increase). While Northwest Missouri doesn't quite reach the earnings levels of Missouri's top programs like Avila ($36,957) or Rockhurst ($36,152), it performs solidly for an institution with an 86% admission rate and significantly lower tuition costs than private alternatives. The program serves its purpose: providing accessible psychology education that leads to employability without crushing debt.

For parents, this represents a sound baseline option if your student plans to work immediately after graduation or needs an affordable foundation before pursuing advanced degrees. The numbers won't dazzle, but they won't derail financial stability either—a worthy consideration for a psychology major.

Where Northwest Missouri State University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Northwest Missouri State University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Northwest Missouri State University$34,226$39,143+14%
Saint Louis University$34,295$48,468+41%
Avila University$36,957$44,838+21%
University of Missouri-Columbia$33,794$44,511+32%
Rockhurst University$36,152$44,389+23%

Compare to Similar Programs in Missouri

Psychology bachelors's programs at peer institutions in Missouri (39 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northwest Missouri State UniversityMaryville$10,181$34,226$39,143$24,2030.71
Avila UniversityKansas City$38,672$36,957$44,838$31,0000.84
Central Methodist University-College of Liberal Arts and SciencesFayette$27,140$36,323$36,984$25,2300.69
Central Methodist University-College of Graduate and Extended StudiesFayette$6,960$36,323$36,984$25,2300.69
Rockhurst UniversityKansas City$43,420$36,152$44,389$25,0000.69
Columbia CollegeColumbia$24,326$35,685$36,673$29,3000.82
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northwest Missouri State University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 53 graduates with reported earnings and 81 graduates with debt data. Small samples may not be representative.