Analysis
Mathematics programs across Michigan show substantial variation in outcomes, with top performers like University of Michigan commanding nearly $81,000 in first-year earnings while others cluster around $45,000-$48,000. Based on comparable programs in the state, Oakland graduates likely fall in the middle of this range—similar to Michigan State's outcomes—with estimated first-year earnings around $48,000 and debt near $25,000.
That debt-to-earnings ratio of 0.52 sits slightly above the national debt benchmark of $21,500 but remains manageable territory. Students would face monthly loan payments around $280 on a standard repayment plan, consuming roughly 7% of gross income. For a quantitative degree that typically opens doors to steady employment in education, actuarial work, or data analysis, these numbers suggest a reasonable financial foundation, though not the accelerated payoff you'd see from engineering or computer science.
The real question is trajectory. Mathematics bachelor's degrees often serve as stepping stones to graduate work, teaching credentials, or pivot points into tech roles where the earning potential climbs significantly. If your child plans to launch directly into the workforce with just the bachelor's, press the career services office about placement rates and actual employer relationships—the difference between a $48,000 outcome and Michigan's best programs often comes down to internship networks and on-campus recruiting strength.
Where Oakland University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Michigan
Mathematics bachelors's programs at peer institutions in Michigan (31 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $14,694 | $47,951* | — | $25,125* | — | |
| $17,228 | $80,676* | $97,139 | $21,589* | 0.27 | |
| $15,988 | $47,951* | $54,324 | $21,500* | 0.45 | |
| $14,628 | $45,349* | $46,279 | $27,000* | 0.60 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Oakland University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MI. Actual outcomes may vary.