Agricultural Business and Management at Ogeechee Technical College

A debt-to-earnings ratio of 0.32 looks manageable on paper, but the reality here demands caution. Peer programs nationally suggest first-year earnings around $37,400 with debt near $12,000—figures that place this squarely in "affordable" territory by federal standards. However, these estimates come from a small national sample of similar programs, and Georgia's agricultural economy may offer different prospects than the national picture suggests. With only five schools in the state offering this associate's degree and none reporting actual outcomes data, you're operating with limited visibility into what this credential actually delivers in Georgia's job market.

The 42% Pell grant rate indicates Ogeechee serves many students without financial cushion, making that $12,000 debt burden more consequential than the ratio alone suggests. Agricultural business roles in South Georgia might pay differently than the national median—potentially better given the region's strong farming economy, or worse if local employers favor experience over credentials. The lack of reported data from any Georgia program means you can't verify whether graduates actually land agricultural business positions or end up in lower-paying farm labor roles.

Before committing, contact Ogeechee's program directly and ask for employment specifics: where do graduates work, in what roles, and at what starting pay? If they can't provide concrete local outcomes, that $12,000 represents real risk for an uncertain return.