Human Resources Management and Services at Ohio Business College-Sheffield

An estimated debt load of $35,666 significantly exceeds what most HR associate's degree programs charge nationally—the typical graduate carries $26,536 in loans. For a program where peer institutions nationally suggest first-year earnings around $40,000, this puts Ohio Business College-Sheffield at roughly 89 cents of debt for every dollar of initial earnings, a workable but not impressive ratio that becomes more concerning when you look at year four.

The earnings trajectory here raises real questions. While similar programs typically produce first-year earnings of $40,006, this program's actual reported figure four years out is $36,279—a backward slide rather than career progression. That pattern is unusual for HR roles, which typically see meaningful salary growth as professionals gain experience and take on more responsibilities. With 85% of students receiving Pell grants, these students are borrowing heavily for credentials that may not be delivering the career advancement HR work usually offers.

The bottom line: you're looking at above-average debt for a program whose mid-career outcomes trail behind where graduates should start. Before committing, compare this directly with community colleges and public universities offering HR programs in Ohio—many will cost substantially less and may provide clearer pathways to HR generalist roles that actually build over time. The debt burden here leaves little margin for error if your child's career doesn't launch immediately.