Analysis
Ohio University-Chillicothe's social work program stands out for keeping costs in check while maintaining solid earnings potential. Graduates carry about $23,600 in debt—significantly less than both the state median ($27,000) and national median ($26,400)—while earning at the state median of $38,000 initially. That translates to a manageable 0.62 debt-to-earnings ratio, meaning debt equals about 7.5 months of income rather than approaching a full year's salary.
The earnings trajectory tells an encouraging story: income grows 14% from year one to year four, reaching $43,100. Among Ohio's 41 social work programs, this places in the 60th percentile—respectable middle-of-the-pack performance that beats programs at larger schools like Youngstown State and Kent State. While it doesn't reach the $44,000+ earned by Capital University graduates, the lower debt load narrows that gap considerably when you consider total cost of entry.
For families concerned about launching a career in social work—a field that doesn't command high starting salaries but offers meaningful work—this program delivers exactly what matters: reasonable debt that doesn't become crushing, steady income growth, and credentials that translate into middle-income stability by mid-career. The low Pell grant percentage (16%) suggests many families are already viewing this as an affordable path into the profession.
Where Ohio University-Chillicothe Campus Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Ohio University-Chillicothe Campus graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Ohio University-Chillicothe Campus | $37,990 | $43,103 | +13% |
| Bowling Green State University-Main Campus | $40,959 | $45,206 | +10% |
| Cedarville University | $35,967 | $45,097 | +25% |
| Capital University | $44,344 | $44,174 | -0% |
| Wright State University-Main Campus | $39,926 | $44,078 | +10% |
Compare to Similar Programs in Ohio
Social Work bachelors's programs at peer institutions in Ohio (41 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,178 | $37,990 | $43,103 | $23,570 | 0.62 | |
| $41,788 | $44,344 | $44,174 | $43,038 | 0.97 | |
| $14,081 | $40,959 | $45,206 | $27,000 | 0.66 | |
| $11,188 | $39,926 | $44,078 | $28,250 | 0.71 | |
| $13,570 | $39,292 | $41,234 | $29,125 | 0.74 | |
| $12,377 | $39,254 | $42,056 | $31,000 | 0.79 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ohio University-Chillicothe Campus, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 90 graduates with reported earnings and 142 graduates with debt data. Small samples may not be representative.