Analysis
Texas special education programs typically launch graduates into steady teaching salaries, and comparable programs nationally suggest starting earnings around $44,000—though Texas schools with reported data show higher figures, closer to $48,000. The gap matters because it could represent the difference between manageable debt and financial strain in those critical early career years.
The estimated $27,000 debt load from Our Lady of the Lake sits above the Texas median of $18,000 for this degree, creating a 0.61 debt-to-earnings ratio. For a teaching career with defined salary schedules, every extra thousand in loans means less breathing room when you're earning a first-year teacher's salary. With 57% of students receiving Pell grants, many families here are already stretching to afford college—making that higher-than-typical debt burden particularly consequential.
Here's what's uncertain: these estimates come from peer programs nationally, not this specific school's graduates, so the actual outcomes could be better or worse. If Our Lady of the Lake's graduates match the stronger Texas earnings pattern, the debt becomes more manageable. If they track closer to the national baseline while carrying above-state-median debt, new teachers will feel the squeeze. Before committing, get the school to share actual placement rates and starting salaries for recent graduates—you need to know where this program truly lands, not where similar programs elsewhere suggest it might.
Where Our Lady of the Lake University Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in Texas
Special Education and Teaching bachelors's programs at peer institutions in Texas (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $31,728 | $44,139* | — | $27,000* | — | |
| $7,846 | $47,820* | $53,223 | $18,229* | 0.38 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Our Lady of the Lake University, approximately 57% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 170 similar programs. Actual outcomes may vary.