Analysis
A debt-to-earnings ratio of 0.47 suggests manageable borrowing for this mathematics degree, with estimated first-year earnings of $45,880 against $21,697 in debt. However, these figures come from comparable programs across New York rather than Pace's own graduates, and the state's math programs show dramatic variation—from Cornell's $87,000+ to figures closer to the state median. Where Pace actually falls in that spectrum remains uncertain without program-specific data.
The estimated earnings align exactly with New York's median for bachelor's-level math programs, though they trail the national median by about $3,000. Mathematics degrees typically offer strong versatility—opening doors to actuarial work, data analysis, finance, and teaching—but first-year outcomes depend heavily on which career path graduates pursue and whether they leverage New York's financial sector opportunities. Similar programs in the state produce vastly different results based on institutional networks and student career trajectories.
For families weighing this investment, the estimated debt burden appears reasonable relative to expected earnings, but the lack of program-specific data means you're essentially betting on Pace delivering typical outcomes for a New York mathematics program. If your child has admission offers from programs with reported data—particularly those showing stronger earnings trajectories—those might offer more predictable returns.
Where Pace University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in New York
Mathematics bachelors's programs at peer institutions in New York (83 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $51,424 | $45,880* | — | $21,697* | — | |
| $66,014 | $87,251* | $127,962 | $14,146* | 0.16 | |
| $61,884 | $80,196* | $100,012 | $24,250* | 0.30 | |
| $61,992 | $73,204* | — | $26,949* | 0.37 | |
| $60,438 | $58,481* | $90,277 | $19,500* | 0.33 | |
| $63,870 | $58,047* | $68,144 | $25,000* | 0.43 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Pace University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in NY. Actual outcomes may vary.