Analysis
Pacific Union College's business program produces graduates who start near the middle of the packβjust below California's median of $47,000βbut what's worrying is the trajectory. Earnings actually decline slightly from year one to year four, settling around $44,300. While the starting debt of $31,000 is manageable at 0.68 times first-year income, graduates need to understand they're paying for a credential that ranks in the 40th percentile statewide. When California programs like University of Redlands show graduates earning $72,000 and even mid-tier alternatives like California Baptist hit $51,000, the value gap becomes stark.
The program does have one advantage: students carry less debt than typical California business grads ($28,600 median). But that savings doesn't offset the earnings disadvantage. A Pacific Union business graduate starts about $5,000 behind California's median and that gap doesn't close over time. For families considering the Seventh-day Adventist environment and smaller campus (33% of students receive Pell grants), this may align with other values. But purely as a financial investment, you're getting below-average California outcomes at a moderately selective school.
If your child is committed to this institution for community or religious reasons, understand the tradeoff clearly: you're choosing campus culture over earning potential. For families prioritizing return on investment, exploring California State schools or even online programs from better-ranked institutions would likely deliver stronger financial outcomes.
Where Pacific Union College Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Earnings Distribution
How Pacific Union College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Pacific Union College | $45,439 | $44,307 | -2% |
| Saint Mary's College of California | $46,958 | $84,175 | +79% |
| University of Redlands | $72,664 | $69,853 | -4% |
| California Baptist University | $51,146 | $63,415 | +24% |
| California State University-San Marcos | $46,958 | $62,177 | +32% |
Compare to Similar Programs in California
Business/Commerce bachelors's programs at peer institutions in California (15 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $35,214 | $45,439 | $44,307 | $31,000 | 0.68 | |
| $57,614 | $72,664 | $69,853 | $37,500 | 0.52 | |
| $17,488 | $57,020 | $56,664 | $47,236 | 0.83 | |
| $39,720 | $51,146 | $63,415 | $28,619 | 0.56 | |
| $56,134 | $46,958 | $84,175 | $24,000 | 0.51 | |
| $7,739 | $46,958 | $62,177 | $22,875 | 0.49 | |
| National Median | β | $47,506 | β | $26,000 | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Pacific Union College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 31 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.