Business/Commerce at Pacific Union College
Bachelor's Degree
Analysis
Pacific Union College's business program produces graduates who start near the middle of the pack—just below California's median of $47,000—but what's worrying is the trajectory. Earnings actually decline slightly from year one to year four, settling around $44,300. While the starting debt of $31,000 is manageable at 0.68 times first-year income, graduates need to understand they're paying for a credential that ranks in the 40th percentile statewide. When California programs like University of Redlands show graduates earning $72,000 and even mid-tier alternatives like California Baptist hit $51,000, the value gap becomes stark.
The program does have one advantage: students carry less debt than typical California business grads ($28,600 median). But that savings doesn't offset the earnings disadvantage. A Pacific Union business graduate starts about $5,000 behind California's median and that gap doesn't close over time. For families considering the Seventh-day Adventist environment and smaller campus (33% of students receive Pell grants), this may align with other values. But purely as a financial investment, you're getting below-average California outcomes at a moderately selective school.
If your child is committed to this institution for community or religious reasons, understand the tradeoff clearly: you're choosing campus culture over earning potential. For families prioritizing return on investment, exploring California State schools or even online programs from better-ranked institutions would likely deliver stronger financial outcomes.
Where Pacific Union College Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Pacific Union College graduates compare to all programs nationally
Pacific Union College graduates earn $45k, placing them in the 38th percentile of all business/commerce bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Business/Commerce bachelors's programs at peer institutions in California (15 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Pacific Union College | $45,439 | $44,307 | $31,000 | 0.68 |
| University of Redlands | $72,664 | $69,853 | $37,500 | 0.52 |
| DeVry University-California | $57,020 | $56,664 | $47,236 | 0.83 |
| California Baptist University | $51,146 | $63,415 | $28,619 | 0.56 |
| Saint Mary's College of California | $46,958 | $84,175 | $24,000 | 0.51 |
| California State University-San Marcos | $46,958 | $62,177 | $22,875 | 0.49 |
| National Median | $47,506 | — | $26,000 | 0.55 |
Other Business/Commerce Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Redlands Redlands | $57,614 | $72,664 | $37,500 |
| DeVry University-California Ontario | $17,488 | $57,020 | $47,236 |
| California Baptist University Riverside | $39,720 | $51,146 | $28,619 |
| Saint Mary's College of California Moraga | $56,134 | $46,958 | $24,000 |
| California State University-San Marcos San Marcos | $7,739 | $46,958 | $22,875 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Pacific Union College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 31 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.