Analysis
Palau Community College's computer science associate's program operates in unique territory—it's the only such program in the Pacific territory, serving a population where nearly three-quarters of students qualify for need-based aid. With estimates drawn from similar programs nationally suggesting $35,761 in first-year earnings against $12,500 in debt, the financial fundamentals look reasonable on paper. That 0.35 debt-to-earnings ratio is manageable, and the projected debt sits below what peer programs nationally typically produce.
The challenge here isn't the numbers—it's the context they can't capture. Computing jobs in a small island economy function differently than on the mainland. If graduates stay in Palau, the local tech job market is extremely limited, which could make those national earnings projections overly optimistic. If they leave for opportunities elsewhere, they face relocation costs and competition from larger programs. The estimated figures are based on programs in very different labor markets, which matters more here than almost anywhere else.
For families considering this path, the key question is post-graduation geography. If your student plans to leverage this degree into mainland opportunities or remote work, the debt load won't be crushing. If the goal is building a career locally, understand that you're investing based on national benchmarks that may not reflect Palau's actual tech employment landscape.
Where Palau Community College Stands
Earnings vs. debt across all computer and information sciences associates's programs nationally
Compare to Similar Programs Nationally
Computer and Information Sciences associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,730 | $35,761* | — | $12,500* | — | |
| $5,550 | $60,163* | — | $17,218* | 0.29 | |
| $4,257 | $55,961* | $75,016 | $10,250* | 0.18 | |
| $3,540 | $55,738* | $59,873 | $19,140* | 0.34 | |
| $4,740 | $53,219* | — | $20,098* | 0.38 | |
| $16,450 | $50,111* | $65,335 | $22,164* | 0.44 | |
| National Median | — | $35,760* | — | $14,932* | 0.42 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Palau Community College, approximately 72% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 80 similar programs. Actual outcomes may vary.