Analysis
A debt-to-earnings ratio of 0.35 typically signals manageable student debt, and that appears to hold here—but the California context reveals a significant earnings gap. While comparable programs nationally suggest first-year earnings around $36,000, similar associate's degree programs across California produce median earnings near $45,000. That's a $9,000 annual difference that compounds over a career.
The estimated $12,500 debt load is notably lighter than California's median of $24,400 for this credential, which helps offset the earnings shortfall. However, Blythe's remote location—far from California's major tech hubs—likely explains why peer program benchmarks here trail state norms by 20%. Students expecting Silicon Valley salaries should adjust their expectations accordingly, though the lower debt burden means graduates aren't underwater even at these reduced earnings levels.
For families weighing this investment, the key question is geography: will your child stay in the Blythe area where local wages may align with these figures, or relocate to higher-paying markets? If the plan is to leverage this degree into California's coastal tech scene, the earnings gap becomes more concerning. If the goal is affordable local training for regional IT roles, the lighter debt load makes this a defensible choice, though students should verify actual job placement rates in their target area before committing.
Where Palo Verde College Stands
Earnings vs. debt across all computer and information sciences associates's programs nationally
Compare to Similar Programs in California
Computer and Information Sciences associates's programs at peer institutions in California (93 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,288 | $35,761* | — | $12,500* | — | |
| — | $44,653* | — | $19,300* | 0.43 | |
| National Median | — | $35,760* | — | $14,932* | 0.42 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Palo Verde College, approximately 6% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 80 similar programs. Actual outcomes may vary.