Analysis
The debt picture here deserves your attention: an estimated $26,291 represents significantly more borrowing than the typical accounting associate's degree in Missouri, where programs average around $22,000 in debt. Based on comparable programs nationally, first-year earnings of roughly $37,000 suggest that graduates would face a debt-to-earnings ratio of 0.71—meaning they'd owe about 71% of their first year's salary. While this isn't catastrophic, it's notably higher than what similar programs produce when debt loads are more modest.
The challenge intensifies when you consider Missouri's accounting market. Ozarks Technical Community College, the only in-state program with reported data, shows earnings of $35,169—very close to these estimates—but presumably at lower cost. For an associate's degree that typically leads to entry-level bookkeeping roles rather than CPA-track positions, taking on debt approaching $30,000 means your child would be starting their career with payments that consume a substantial portion of their early paychecks.
Before committing, get concrete numbers from Park's financial aid office about what your family would actually pay. If the debt estimate holds true, community college alternatives in Missouri could deliver similar career outcomes with thousands less in borrowing—a difference that matters considerably when building a financial foundation in your twenties.
Where Park University Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Missouri
Accounting associates's programs at peer institutions in Missouri (13 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $16,400 | $37,001* | — | $26,291* | — | |
| $4,184 | $35,169* | $30,683 | $21,907* | 0.62 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Park University, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.