Computer/Information Technology Administration and Management at Pasco-Hernando State College

A $12,500 debt load for a certificate program merits scrutiny, even when similar programs across Florida suggest first-year earnings around $40,000-$42,000. That debt level sits at the high end nationally for short-term IT credentials, and the estimated 30% debt-to-earnings ratio—while manageable in theory—assumes graduates secure work in their field immediately. The challenge: we're looking at estimates drawn from peer programs because too few graduates from this specific certificate provided data. That gap matters when you're deciding whether to invest in a credential that should be quick and affordable.

Florida's IT certificate landscape shows considerable variation. Comparable programs at St. Petersburg College and Miami Dade College produce earnings in the $39,000-$41,000 range, suggesting the field itself delivers relatively consistent entry-level outcomes statewide. But those institutions likely attract different student populations and may have stronger employer pipelines. With 30% of Pasco-Hernando students receiving Pell grants, many enrollees are balancing work and family obligations—scenarios where accumulating $12,500 in debt for a certificate rather than an associate degree becomes riskier.

The practical concern: if this program doesn't lead directly to employment or credit toward a longer credential, that debt becomes harder to justify. Before committing, verify whether local employers recognize this specific certificate and whether credits transfer cleanly if your child decides to continue toward an associate or bachelor's degree.