Analysis
A finance degree with estimated first-year earnings around $51,000 and projected debt near $26,000 creates a manageable financial picture—the half-to-one debt-to-earnings ratio is workable for most graduates. However, these figures come from similar finance programs in Georgia rather than Point's own graduate outcomes, which means there's inherent uncertainty about what this specific program actually delivers.
The estimated earnings match Georgia's state median for finance bachelor's programs but trail the national benchmark of $53,590. More significantly, they fall well short of what Georgia's flagship programs produce—UGA graduates earn $67,000 in their first year, while Georgia State and Kennesaw State both exceed $54,000. Point's smaller size and 68% admission rate suggest it serves a different student population than these research universities, which could explain why we're looking at peer estimates rather than reported data.
The practical consideration: if your child attends Point for finance, they're betting on achieving outcomes similar to mid-tier Georgia programs while the school itself hasn't enrolled enough graduates in this major to generate its own track record. The debt load appears reasonable, but without actual graduate data, you're essentially choosing this program based on faith in Point's execution rather than proven results. If this is the right fit otherwise—location, campus culture, affordability—the financial fundamentals don't scream disaster, but be aware you're working from educated guesses about what graduates actually earn.
Where Point University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Georgia
Finance and Financial Management Services bachelors's programs at peer institutions in Georgia (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $22,300 | $51,044* | — | $25,812* | — | |
| $11,180 | $67,444* | $81,652 | $20,299* | 0.30 | |
| $8,478 | $56,344* | $65,600 | $24,250* | 0.43 | |
| $5,786 | $54,428* | $63,121 | $25,000* | 0.46 | |
| $5,971 | $52,078* | $61,509 | $25,571* | 0.49 | |
| $5,009 | $51,044* | $62,580 | $16,650* | 0.33 | |
| National Median | — | $53,590* | — | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Point University, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in GA. Actual outcomes may vary.