Analysis
A computer certificate with first-year earnings around $38,900 and debt near $12,400 represents a manageable financial picture—debt equals roughly four months of gross income. Comparable certificate programs nationally show similar outcomes, suggesting this is fairly standard for short-term tech credentials rather than an outlier. The 0.32 debt-to-earnings ratio falls well within reasonable territory, particularly for a credential that can be completed relatively quickly at a community college.
The challenge with Polk State's specific program is uncertainty. With 35 schools offering computer certificates in Florida but none reporting outcomes publicly, parents lack the comparison data that would reveal whether this particular program connects students to local employers effectively. National benchmarks tell us what's typical across the country, but they can't speak to whether Polk State's curriculum aligns with Winter Haven's job market or whether the college has strong placement relationships with Central Florida tech employers. A $38,900 starting salary could represent full-time work as a help desk specialist or IT support technician, but it could also reflect part-time or contract positions common in certificate-holder employment.
The modest debt load works in your favor here—even if outcomes fall short of estimates, the financial downside is limited. Before committing, verify what specific jobs recent graduates have landed and whether the certificate articulates into Polk State's associate or bachelor's programs if your child wants to continue their education.
Where Polk State College Stands
Earnings vs. debt across all computer and information sciences certificate's programs nationally
Compare to Similar Programs Nationally
Computer and Information Sciences certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,366 | $38,858* | — | $12,448* | — | |
| $8,400 | $61,737* | — | $27,125* | 0.44 | |
| $8,370 | $58,750* | $67,396 | $19,875* | 0.34 | |
| $4,257 | $57,428* | — | $11,000* | 0.19 | |
| $2,336 | $55,264* | — | $14,778* | 0.27 | |
| — | $52,079* | — | $10,076* | 0.19 | |
| National Median | — | $38,858* | — | $11,000* | 0.28 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Polk State College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.