Median Earnings (1yr)
$15,925
5th percentile (10th in PR)
Median Debt
$18,750
25% below national median
Debt-to-Earnings
1.18
Elevated
Sample Size
21
Limited data

Analysis

The warning signs here are hard to ignore: accounting graduates earning just $15,925 in their first year places this program in the bottom 10% statewide and the bottom 5% nationally. Even after four years, median earnings reach only $24,130—roughly matching the state median for first-year accounting graduates and less than half the national benchmark. With $18,750 in debt (significantly above Puerto Rico's typical $12,262), graduates face an immediate debt burden that exceeds their entire first-year salary.

Context matters: 76% of students here receive Pell grants, indicating this serves a predominantly low-income population, and Puerto Rico's broader economic challenges mean all island programs show lower earnings than mainland counterparts. Still, other Puerto Rico accounting programs achieve substantially better outcomes—EDP University programs place graduates earning $31,705, nearly double this institution's results. The small sample size (under 30 graduates) means these figures could shift with more data, but the gap is too large to dismiss.

For families considering this program, the math is stark: you're taking on above-average debt for below-average Puerto Rico outcomes in a field that typically offers reliable employment. Unless there are compelling geographic or personal reasons to attend this specific campus, the EDP University system or Inter American University-Metro offer accounting degrees with significantly stronger earning potential for similar or lower debt.

Where Pontifical Catholic University of Puerto Rico-Arecibo Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Pontifical Catholic University of Puerto Rico-AreciboOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Pontifical Catholic University of Puerto Rico-Arecibo graduates compare to all programs nationally

Pontifical Catholic University of Puerto Rico-Arecibo graduates earn $16k, placing them in the 5th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Puerto Rico

Accounting bachelors's programs at peer institutions in Puerto Rico (40 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Pontifical Catholic University of Puerto Rico-Arecibo$15,925$24,130$18,7501.18
EDP University of Puerto Rico Inc-San Sebastian$31,705—$12,2620.39
EDP University of Puerto Rico-Villalba$31,705—$12,2620.39
EDP University of Puerto Rico Inc-San Juan$31,705—$12,2620.39
Inter American University of Puerto Rico-Metro$28,872$39,534$15,4990.54
Universidad Ana G. Mendez-Gurabo Campus$27,904$26,478$26,6170.95
National Median$53,694—$25,0000.47

Other Accounting Programs in Puerto Rico

Compare tuition, earnings, and debt across Puerto Rico schools

SchoolIn-State TuitionEarnings (1yr)Debt
EDP University of Puerto Rico Inc-San Sebastian
San Sebastian
$7,050$31,705$12,262
EDP University of Puerto Rico-Villalba
Villalba
$7,050$31,705$12,262
EDP University of Puerto Rico Inc-San Juan
San Juan
$7,050$31,705$12,262
Inter American University of Puerto Rico-Metro
San Juan
$5,580$28,872$15,499
Universidad Ana G. Mendez-Gurabo Campus
Gurabo
$6,920$27,904$26,617

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Pontifical Catholic University of Puerto Rico-Arecibo, approximately 76% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 21 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.