Median Earnings (1yr)
$15,925
5th percentile
10th percentile in Puerto Rico
Median Debt
$18,750
25% below national median

Analysis

The warning signs here are hard to ignore: accounting graduates earning just $15,925 in their first year places this program in the bottom 10% statewide and the bottom 5% nationally. Even after four years, median earnings reach only $24,130β€”roughly matching the state median for first-year accounting graduates and less than half the national benchmark. With $18,750 in debt (significantly above Puerto Rico's typical $12,262), graduates face an immediate debt burden that exceeds their entire first-year salary.

Context matters: 76% of students here receive Pell grants, indicating this serves a predominantly low-income population, and Puerto Rico's broader economic challenges mean all island programs show lower earnings than mainland counterparts. Still, other Puerto Rico accounting programs achieve substantially better outcomesβ€”EDP University programs place graduates earning $31,705, nearly double this institution's results. The small sample size (under 30 graduates) means these figures could shift with more data, but the gap is too large to dismiss.

For families considering this program, the math is stark: you're taking on above-average debt for below-average Puerto Rico outcomes in a field that typically offers reliable employment. Unless there are compelling geographic or personal reasons to attend this specific campus, the EDP University system or Inter American University-Metro offer accounting degrees with significantly stronger earning potential for similar or lower debt.

Where Pontifical Catholic University of Puerto Rico-Arecibo Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How Pontifical Catholic University of Puerto Rico-Arecibo graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Pontifical Catholic University of Puerto Rico-Arecibo$15,925$24,130+52%
Inter American University of Puerto Rico-Metro$28,872$39,534+37%
University of Puerto Rico-Bayamon$25,952$39,240+51%
University of Puerto Rico-Rio Piedras$27,883$38,640+39%
University of Puerto Rico-Mayaguez$19,424$34,417+77%

Compare to Similar Programs in Puerto Rico

Accounting bachelors's programs at peer institutions in Puerto Rico (40 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Pontifical Catholic University of Puerto Rico-AreciboArecibo$6,238$15,925$24,130$18,7501.18
EDP University of Puerto Rico Inc-San SebastianSan Sebastian$7,050$31,705β€”$12,2620.39
EDP University of Puerto Rico-VillalbaVillalba$7,050$31,705β€”$12,2620.39
EDP University of Puerto Rico Inc-San JuanSan Juan$7,050$31,705β€”$12,2620.39
Inter American University of Puerto Rico-MetroSan Juan$5,580$28,872$39,534$15,4990.54
Universidad Ana G. Mendez-Gurabo CampusGurabo$6,920$27,904$26,478$26,6170.95
National Medianβ€”$53,694β€”$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Pontifical Catholic University of Puerto Rico-Arecibo, approximately 76% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 21 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.