Analysis
Universidad Ana G. Méndez-Gurabo's accounting program sits in an uncomfortable middle ground: earnings slightly above the Puerto Rico median but still below several comparable programs on the island, while carrying more than double the typical debt load for PR accounting graduates. At $26,617 in debt against $27,904 in first-year earnings, graduates face manageable debt ratios—but the 5% earnings decline by year four suggests these accountants may be struggling to advance in their careers or facing market saturation.
The broader context matters here. This program serves a predominantly low-income population (83% Pell recipients), and while it outperforms 60% of accounting programs in Puerto Rico, the top-performing programs on the island—the EDP University system and Inter American University—deliver earnings 13-17% higher with often lower debt burdens. More concerning is the national picture: these graduates earn roughly half what accounting majors typically make elsewhere in the U.S., ranking in just the 5th percentile nationally.
For families considering this program, the question is geographic. If your child plans to stay in Puerto Rico's job market, this represents a middle-tier option that provides marketable credentials at a debt level that won't be crushing. But if they harbor any aspirations of working on the mainland, they'll face a significant competitive disadvantage both in salary expectations and career momentum.
Where Universidad Ana G. Mendez-Gurabo Campus Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How Universidad Ana G. Mendez-Gurabo Campus graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Universidad Ana G. Mendez-Gurabo Campus | $27,904 | $26,478 | -5% |
| Inter American University of Puerto Rico-Metro | $28,872 | $39,534 | +37% |
| University of Puerto Rico-Bayamon | $25,952 | $39,240 | +51% |
| University of Puerto Rico-Rio Piedras | $27,883 | $38,640 | +39% |
| University of Puerto Rico-Mayaguez | $19,424 | $34,417 | +77% |
Compare to Similar Programs in Puerto Rico
Accounting bachelors's programs at peer institutions in Puerto Rico (40 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,920 | $27,904 | $26,478 | $26,617 | 0.95 | |
| $7,050 | $31,705 | — | $12,262 | 0.39 | |
| $7,050 | $31,705 | — | $12,262 | 0.39 | |
| $7,050 | $31,705 | — | $12,262 | 0.39 | |
| $5,580 | $28,872 | $39,534 | $15,499 | 0.54 | |
| $5,324 | $27,883 | $38,640 | $5,750 | 0.21 | |
| National Median | — | $53,694 | — | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Universidad Ana G. Mendez-Gurabo Campus, approximately 83% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 77 graduates with reported earnings and 126 graduates with debt data. Small samples may not be representative.