Median Earnings (1yr)
$27,904
5th percentile (60th in PR)
Median Debt
$26,617
6% above national median
Debt-to-Earnings
0.95
Manageable
Sample Size
77
Adequate data

Analysis

Universidad Ana G. Méndez-Gurabo's accounting program sits in an uncomfortable middle ground: earnings slightly above the Puerto Rico median but still below several comparable programs on the island, while carrying more than double the typical debt load for PR accounting graduates. At $26,617 in debt against $27,904 in first-year earnings, graduates face manageable debt ratios—but the 5% earnings decline by year four suggests these accountants may be struggling to advance in their careers or facing market saturation.

The broader context matters here. This program serves a predominantly low-income population (83% Pell recipients), and while it outperforms 60% of accounting programs in Puerto Rico, the top-performing programs on the island—the EDP University system and Inter American University—deliver earnings 13-17% higher with often lower debt burdens. More concerning is the national picture: these graduates earn roughly half what accounting majors typically make elsewhere in the U.S., ranking in just the 5th percentile nationally.

For families considering this program, the question is geographic. If your child plans to stay in Puerto Rico's job market, this represents a middle-tier option that provides marketable credentials at a debt level that won't be crushing. But if they harbor any aspirations of working on the mainland, they'll face a significant competitive disadvantage both in salary expectations and career momentum.

Where Universidad Ana G. Mendez-Gurabo Campus Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Universidad Ana G. Mendez-Gurabo CampusOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Universidad Ana G. Mendez-Gurabo Campus graduates compare to all programs nationally

Universidad Ana G. Mendez-Gurabo Campus graduates earn $28k, placing them in the 5th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Puerto Rico

Accounting bachelors's programs at peer institutions in Puerto Rico (40 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Universidad Ana G. Mendez-Gurabo Campus$27,904$26,478$26,6170.95
EDP University of Puerto Rico Inc-San Sebastian$31,705—$12,2620.39
EDP University of Puerto Rico Inc-San Juan$31,705—$12,2620.39
EDP University of Puerto Rico-Villalba$31,705—$12,2620.39
Inter American University of Puerto Rico-Metro$28,872$39,534$15,4990.54
University of Puerto Rico-Rio Piedras$27,883$38,640$5,7500.21
National Median$53,694—$25,0000.47

Other Accounting Programs in Puerto Rico

Compare tuition, earnings, and debt across Puerto Rico schools

SchoolIn-State TuitionEarnings (1yr)Debt
EDP University of Puerto Rico Inc-San Sebastian
San Sebastian
$7,050$31,705$12,262
EDP University of Puerto Rico Inc-San Juan
San Juan
$7,050$31,705$12,262
EDP University of Puerto Rico-Villalba
Villalba
$7,050$31,705$12,262
Inter American University of Puerto Rico-Metro
San Juan
$5,580$28,872$15,499
University of Puerto Rico-Rio Piedras
San Juan
$5,324$27,883$5,750

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Universidad Ana G. Mendez-Gurabo Campus, approximately 83% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 77 graduates with reported earnings and 126 graduates with debt data. Small samples may not be representative.