Median Earnings (1yr)
$18,225
5th percentile
40th percentile in Puerto Rico
Median Debt
$14,357
45% below national median

Analysis

Pontifical Catholic University of Puerto Rico-Arecibo's business program sits near the middle of Puerto Rico's marketβ€”40th percentile statewideβ€”but the earnings themselves tell a concerning story. Starting salaries of $18,225 are less than half the national median for business degrees, and even after four years, graduates earn just $22,471. While this is typical for Puerto Rico (matching the state median closely), it's significantly below what graduates earn at UPR-Mayaguez ($38,052) or even other Ana G. Mendez campuses.

The debt load of $14,357 is relatively modest, and the 0.79 debt-to-earnings ratio means graduates can theoretically manage payments. However, with starting salaries this low, even moderate debt becomes a real burdenβ€”those first-year earnings translate to less than $1,520 monthly before taxes. The 23% earnings growth over four years is positive, but it's climbing from an extremely low base. Keep in mind these figures come from fewer than 30 graduates, so individual outcomes could vary considerably.

For families considering this program: if staying in Puerto Rico and needing an affordable credential, this delivers exactly average results for the island at below-average cost. But if your student has options to attend UPR-Mayaguez or study on the mainland, those paths offer substantially better earning potential that would justify their likely higher costs.

Where Pontifical Catholic University of Puerto Rico-Arecibo Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Earnings Distribution

How Pontifical Catholic University of Puerto Rico-Arecibo graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Pontifical Catholic University of Puerto Rico-Arecibo$18,225$22,471+23%
NUC University$29,290$33,898+16%
Universidad Ana G. Mendez-Carolina Campus$26,810$30,982+16%
Universidad Ana G. Mendez-Gurabo Campus$33,654$30,522-9%
University of Puerto Rico at Cayey$15,928$29,017+82%

Compare to Similar Programs in Puerto Rico

Business Administration, Management and Operations bachelors's programs at peer institutions in Puerto Rico (39 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Pontifical Catholic University of Puerto Rico-AreciboArecibo$6,238$18,225$22,471$14,3570.79
University of Puerto Rico-MayaguezMayaguez$5,274$38,052β€”$8,2500.22
Universidad Ana G. Mendez-Gurabo CampusGurabo$6,920$33,654$30,522$22,5790.67
NUC UniversityBayamon$8,054$29,290$33,898$32,6561.11
Universidad Ana G. Mendez-Carolina CampusCarolina$6,920$26,810$30,982$18,4040.69
Universidad Ana G. Mendez-Cupey CampusSan Juan$6,920$26,047$27,883$19,2120.74
National Medianβ€”$45,703β€”$26,0000.57

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Pontifical Catholic University of Puerto Rico-Arecibo, approximately 76% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.