Business Administration, Management and Operations at Pontifical Catholic University of Puerto Rico-Arecibo
Bachelor's Degree
Analysis
Pontifical Catholic University of Puerto Rico-Arecibo's business program sits near the middle of Puerto Rico's market—40th percentile statewide—but the earnings themselves tell a concerning story. Starting salaries of $18,225 are less than half the national median for business degrees, and even after four years, graduates earn just $22,471. While this is typical for Puerto Rico (matching the state median closely), it's significantly below what graduates earn at UPR-Mayaguez ($38,052) or even other Ana G. Mendez campuses.
The debt load of $14,357 is relatively modest, and the 0.79 debt-to-earnings ratio means graduates can theoretically manage payments. However, with starting salaries this low, even moderate debt becomes a real burden—those first-year earnings translate to less than $1,520 monthly before taxes. The 23% earnings growth over four years is positive, but it's climbing from an extremely low base. Keep in mind these figures come from fewer than 30 graduates, so individual outcomes could vary considerably.
For families considering this program: if staying in Puerto Rico and needing an affordable credential, this delivers exactly average results for the island at below-average cost. But if your student has options to attend UPR-Mayaguez or study on the mainland, those paths offer substantially better earning potential that would justify their likely higher costs.
Where Pontifical Catholic University of Puerto Rico-Arecibo Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Pontifical Catholic University of Puerto Rico-Arecibo graduates compare to all programs nationally
Pontifical Catholic University of Puerto Rico-Arecibo graduates earn $18k, placing them in the 5th percentile of all business administration, management and operations bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Puerto Rico
Business Administration, Management and Operations bachelors's programs at peer institutions in Puerto Rico (39 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Pontifical Catholic University of Puerto Rico-Arecibo | $18,225 | $22,471 | $14,357 | 0.79 |
| University of Puerto Rico-Mayaguez | $38,052 | — | $8,250 | 0.22 |
| Universidad Ana G. Mendez-Gurabo Campus | $33,654 | $30,522 | $22,579 | 0.67 |
| NUC University | $29,290 | $33,898 | $32,656 | 1.11 |
| Universidad Ana G. Mendez-Carolina Campus | $26,810 | $30,982 | $18,404 | 0.69 |
| Universidad Ana G. Mendez-Cupey Campus | $26,047 | $27,883 | $19,212 | 0.74 |
| National Median | $45,703 | — | $26,000 | 0.57 |
Other Business Administration, Management and Operations Programs in Puerto Rico
Compare tuition, earnings, and debt across Puerto Rico schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Puerto Rico-Mayaguez Mayaguez | $5,274 | $38,052 | $8,250 |
| Universidad Ana G. Mendez-Gurabo Campus Gurabo | $6,920 | $33,654 | $22,579 |
| NUC University Bayamon | $8,054 | $29,290 | $32,656 |
| Universidad Ana G. Mendez-Carolina Campus Carolina | $6,920 | $26,810 | $18,404 |
| Universidad Ana G. Mendez-Cupey Campus San Juan | $6,920 | $26,047 | $19,212 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Pontifical Catholic University of Puerto Rico-Arecibo, approximately 76% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.