Analysis
Chemistry graduates in New Jersey face a crowded market, and based on comparable programs across the state, Ramapo's outcomes likely track close to the median—around $45,000 in first-year earnings against roughly $23,400 in debt. That's a manageable 0.52 debt-to-earnings ratio, meaning your child would owe about half their first-year salary. This mirrors the national picture for chemistry bachelor's programs, where typical debt sits near $24,000. The challenge isn't the debt load itself but what comes after: chemistry careers often require graduate school for significant advancement, so these first-year figures may not capture the full financial trajectory.
What's less certain is how Ramapo specifically compares to reported outcomes at schools like Montclair State ($55,400) or Rowan ($53,600), where chemistry graduates earn substantially more right out of the gate. Those schools have actual reported data showing outcomes roughly 20% above the state median. Whether Ramapo's program produces similar results or sits closer to average remains unclear due to the small graduate sample. The college's 73% admission rate and moderate SAT scores suggest it serves a different student population than flagship programs, which could influence both career placement and graduate school access.
The safe bet: this program won't saddle your child with crushing debt, but it's unlikely to be a standout launching pad either. If they're serious about chemistry as a career—not just as pre-med preparation—investigate faculty research opportunities and industry connections specifically at Ramapo, since those factors matter more than estimated averages.
Where Ramapo College of New Jersey Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in New Jersey
Chemistry bachelors's programs at peer institutions in New Jersey (25 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $15,978 | $44,949* | — | $23,425* | — | |
| $14,766 | $55,389* | — | $23,600* | 0.43 | |
| $15,700 | $53,607* | $70,580 | $27,000* | 0.50 | |
| $17,079 | $44,949* | $73,289 | $23,250* | 0.52 | |
| $17,239 | $44,949* | $73,289 | $23,250* | 0.52 | |
| $16,586 | $44,949* | $73,289 | $23,250* | 0.52 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ramapo College of New Jersey, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NJ. Actual outcomes may vary.