Median Earnings (1yr)
$33,694
67th percentile (40th in RI)
Median Debt
$22,723
11% below national median
Debt-to-Earnings
0.67
Manageable
Sample Size
169
Adequate data

Analysis

Rhode Island College's psychology program places graduates slightly below the middle of the pack in Rhode Island—earning less than counterparts at URI, Providence College, and even matching Salve Regina—despite carrying lower debt than most competitors. That 40th percentile state ranking matters because most Rhode Island students will stay in-state, and it suggests this program doesn't position graduates as strongly in the local job market. The silver lining: first-year earnings of $33,694 actually beat the national average for psychology majors by about $2,200, and the debt load of $22,723 is roughly $4,000 less than what typical psychology graduates carry nationwide.

The 20% earnings growth over four years is solid, reaching $40,576 by year four, and the debt-to-earnings ratio of 0.67 means graduates can realistically manage their loans. For families prioritizing affordability—and 41% of students here receive Pell grants—this represents a financially accessible path to a psychology degree. But the tradeoff is clear: you're trading higher starting salaries at URI or Providence College (both around $37,000+) for lower debt at RIC.

If your child is debt-averse and plans to pursue graduate school anyway (as many psychology majors do), RIC's lower price tag makes sense. But if they're hoping to enter the workforce immediately and compete for better-paying positions in Rhode Island, the salary gap with top state programs may prove costly over time.

Where Rhode Island College Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Rhode Island CollegeOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rhode Island College graduates compare to all programs nationally

Rhode Island College graduates earn $34k, placing them in the 67th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Rhode Island

Psychology bachelors's programs at peer institutions in Rhode Island (9 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rhode Island College$33,694$40,576$22,7230.67
Providence College$37,863$58,954$27,0000.71
University of Rhode Island$37,414$46,464$23,8800.64
Salve Regina University$35,096$47,799$27,0000.77
Roger Williams University$32,289$48,854$27,0000.84
National Median$31,482—$25,5000.81

Other Psychology Programs in Rhode Island

Compare tuition, earnings, and debt across Rhode Island schools

SchoolIn-State TuitionEarnings (1yr)Debt
Providence College
Providence
$60,848$37,863$27,000
University of Rhode Island
Kingston
$16,408$37,414$23,880
Salve Regina University
Newport
$47,930$35,096$27,000
Roger Williams University
Bristol
$42,666$32,289$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rhode Island College, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 169 graduates with reported earnings and 239 graduates with debt data. Small samples may not be representative.