Analysis
URI's psychology bachelor's produces graduates earning $37,414 in their first year—significantly above the national median of $31,482 and ranking in the 93rd percentile nationally. That's impressive performance for a program at an accessible state university (77% admission rate). However, within Rhode Island itself, URI ranks in just the 60th percentile, essentially matching Providence College's outcomes while lagging slightly behind the state median.
The debt picture is reasonable at $23,880, below both state and national medians. With a debt-to-earnings ratio of 0.64, graduates owe about eight months of their first-year salary—manageable for a psychology degree, where many graduates pursue additional education or entry-level positions before hitting their stride. The 24% earnings growth to $46,464 by year four suggests graduates are finding their footing in the job market, whether in direct psychology-related roles, human services, or adjacent fields.
For Rhode Island families, this represents solid value: you're getting near-top-tier outcomes for the state at below-average debt levels and in-state tuition rates. The program won't catapult your child ahead of peers at Providence College, but it delivers reliable results without the financial burden that often accompanies psychology degrees at private institutions. Given that many psychology graduates need flexibility to pursue graduate school or build experience through lower-paying positions initially, starting with less debt is a genuine advantage.
Where University of Rhode Island Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Rhode Island graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Rhode Island | $37,414 | $46,464 | +24% |
| Providence College | $37,863 | $58,954 | +56% |
| Roger Williams University | $32,289 | $48,854 | +51% |
| Salve Regina University | $35,096 | $47,799 | +36% |
| Rhode Island College | $33,694 | $40,576 | +20% |
Compare to Similar Programs in Rhode Island
Psychology bachelors's programs at peer institutions in Rhode Island (9 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $16,408 | $37,414 | $46,464 | $23,880 | 0.64 | |
| $60,848 | $37,863 | $58,954 | $27,000 | 0.71 | |
| $47,930 | $35,096 | $47,799 | $27,000 | 0.77 | |
| $10,986 | $33,694 | $40,576 | $22,723 | 0.67 | |
| $42,666 | $32,289 | $48,854 | $27,000 | 0.84 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Rhode Island, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 253 graduates with reported earnings and 348 graduates with debt data. Small samples may not be representative.