Median Earnings (1yr)
$20,727
23rd percentile (25th in NJ)
Median Debt
$27,000
4% above national median
Debt-to-Earnings
1.30
Elevated
Sample Size
89
Adequate data

Analysis

Rider University's music program starts graduates at $20,727—significantly below both the New Jersey median ($26,621) and national average ($26,036) for music degrees. Ranking in just the 25th percentile among New Jersey music programs, it trails substantially behind the state's flagship options: all three Rutgers campuses report earnings nearly 80% higher at $36,707.

The earnings trajectory does improve, with graduates reaching $29,670 by year four—a 43% increase that suggests the program may be building relevant skills. However, even with this growth, graduates remain below what peers at other New Jersey schools earn immediately after graduation. The $27,000 debt load is roughly average for music programs, but when you're starting at under $21,000 annually, that 1.30 debt-to-earnings ratio creates real financial pressure in those crucial early years.

For families considering this program, the central question is whether Rider's specific strengths in music pedagogy or performance justify the higher cost and lower initial outcomes compared to public alternatives. If your child can access similar training at Montclair State or Rowan—both showing stronger early earnings while likely offering lower in-state tuition—that's worth serious consideration. This could work for a student with clear connections to Rider's faculty or performance opportunities, but the financial math suggests exploring New Jersey's public options first.

Where Rider University Stands

Earnings vs. debt across all music bachelors's programs nationally

Rider UniversityOther music programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rider University graduates compare to all programs nationally

Rider University graduates earn $21k, placing them in the 23th percentile of all music bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Music bachelors's programs at peer institutions in New Jersey (20 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rider University$20,727$29,670$27,0001.30
Rutgers University-Camden$36,707$34,223$26,0000.71
Rutgers University-Newark$36,707$34,223$26,0000.71
Rutgers University-New Brunswick$36,707$34,223$26,0000.71
Rowan University$32,781$50,331$26,5000.81
Montclair State University$27,977$39,961$27,0000.97
National Median$26,036—$26,0001.00

Other Music Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rutgers University-Camden
Camden
$17,079$36,707$26,000
Rutgers University-Newark
Newark
$16,586$36,707$26,000
Rutgers University-New Brunswick
New Brunswick
$17,239$36,707$26,000
Rowan University
Glassboro
$15,700$32,781$26,500
Montclair State University
Montclair
$14,766$27,977$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rider University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 89 graduates with reported earnings and 104 graduates with debt data. Small samples may not be representative.