Agricultural Business and Management at Ridgewater College

Ridgewater College's ag business certificate punches well above its weight nationally, landing in the 95th percentile for earnings among similar programs. With first-year graduates earning $44,875 and owing just $10,697—creating a debt-to-earnings ratio of 0.24—students clear their debt burden in roughly three months of work. That's exceptional for any credential, let alone a certificate program.

Within Minnesota, the picture is more nuanced. Ridgewater sits at the 60th percentile statewide, meaning students can find higher-earning options if they're willing to compare. Still, the absolute numbers tell a strong story: earnings climb to over $49,000 by year four, representing solid 9% growth, while the debt load remains manageable across the board. For a certificate that gets students into the workforce quickly, this trajectory is reassuring.

The real question is whether your student needs a bachelor's degree or if this shorter credential makes sense. If they're ready to work in Minnesota's agricultural sector and want to avoid the time and expense of a four-year program, Ridgewater delivers practical training with minimal financial risk. The earnings may not be spectacular by state standards, but the low debt and quick entry into the field create a foundation that many four-year graduates would envy.