Analysis
Wisconsin psychology programs show considerable variation in outcomes, and while Ripon College lacks its own reported earnings data, comparable state programs suggest first-year earnings around $35,000—right at the state median but modestly above the national figure. By year four, actual data shows graduates earning $38,640, which represents solid progression but falls short of top Wisconsin performers like Marian ($45,416) and Lakeland ($42,355). This gap matters when considering whether the small liberal arts environment justifies potentially higher costs.
The $27,000 debt load sits near both state and national norms for psychology degrees, producing an estimated debt-to-earnings ratio of 0.77. That's manageable territory—graduates would dedicate roughly three-quarters of their first year's salary to repaying their loans—but it's worth noting this assumes employment in a field where bachelor's-level positions often require supplemental credentials or lead to graduate school. The four-year earnings jump to nearly $39,000 suggests some career momentum, though psychology remains a field where advanced degrees frequently unlock higher earning potential.
For families weighing Ripon's fit, the key question is whether the college's smaller setting and personalized experience offset outcomes that appear middle-of-the-pack for Wisconsin. Since these figures derive from peer programs rather than Ripon's specific track record, visiting campus to understand career services, graduate school placement rates, and how the psychology department prepares students for competitive entry points becomes essential due diligence.
Where Ripon College Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Ripon College | — | $38,640 | — |
| University of Wisconsin-Madison | $31,985 | $52,087 | +63% |
| Marquette University | $35,076 | $50,539 | +44% |
| Carthage College | $27,741 | $49,688 | +79% |
| Carroll University | $37,079 | $48,351 | +30% |
Compare to Similar Programs in Wisconsin
Psychology bachelors's programs at peer institutions in Wisconsin (30 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $50,700 | $35,139* | $38,640 | $27,000 | — | |
| $33,000 | $45,416* | — | $28,468 | 0.63 | |
| $32,286 | $42,355* | $42,673 | $38,866 | 0.92 | |
| $35,080 | $39,874* | $46,913 | $27,000 | 0.68 | |
| — | $39,596* | — | $27,562 | 0.70 | |
| $8,250 | $38,376* | $45,048 | $26,000 | 0.68 | |
| National Median | — | $31,482* | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ripon College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 23 similar programs in WI. Actual outcomes may vary.