Analysis
Minnesota's community college accounting programs show considerable variation in first-year outcomes, with graduates earning between $40K and $50K. Based on comparable programs statewide, Riverland's estimated earnings of $43,520 land in the middle of this range—above the national median for associate accounting programs but below what some Twin Cities-area community colleges report. This credential should lead to immediate employment in bookkeeping, accounts payable, or tax preparation roles.
The estimated debt load of around $21,500 creates a manageable but not exceptional financial picture. With a debt-to-earnings ratio near 0.5, graduates would need roughly half their first-year income to cover what they borrowed—workable for most entry-level accounting positions, but requiring careful budgeting. The fact that only 26% of Riverland students receive Pell grants suggests many families are covering costs out-of-pocket or through private loans, which could alter the actual debt burden significantly.
For parents evaluating this path, the key question is whether your student plans to stop at the associate level or continue toward a bachelor's degree. These estimated outcomes reflect the ceiling for two-year accounting credentials in the region. If your child intends to pursue a four-year degree anyway, consider whether starting at Riverland provides cost savings that offset potentially stronger outcomes at programs with reported earnings in the upper $40Ks. If they're entering the workforce immediately, these projected figures suggest stable but modest returns.
Where Riverland Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Minnesota
Accounting associates's programs at peer institutions in Minnesota (28 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,250 | $43,520* | — | $21,469* | — | |
| $5,050 | $49,685* | $48,712 | —* | — | |
| $6,182 | $46,996* | $42,456 | —* | — | |
| $10,899 | $43,765* | $44,358 | $23,823* | 0.54 | |
| $5,682 | $43,520* | $50,060 | $22,083* | 0.51 | |
| $5,900 | $39,742* | $34,414 | $26,790* | 0.67 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Riverland Community College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in MN. Actual outcomes may vary.