Analysis
Special education teachers in New Hampshire face a challenging financial landscape, and the numbers here reflect that reality. Based on national patterns for this major, graduates typically earn around $44,000 in their first year—respectable for teaching but modest given the specialized certification requirements. The estimated $27,000 in debt sits slightly below the national median for this field, though other New Hampshire programs in special education tend to see debt closer to $30,000.
The 0.61 debt-to-earnings ratio suggests manageable payments, particularly important for a career that offers teacher loan forgiveness programs and relatively stable employment. Special education remains one of the highest-demand teaching specializations, with persistent shortages creating job security that many other education fields lack. However, similar bachelor's programs nationally top out around $48,000 in first-year earnings, meaning there's limited income growth to expect early on.
For parents, the key question is whether your child plans to pursue teaching specifically in public schools where loan forgiveness programs can significantly reduce the debt burden. Without those benefits, repaying $27,000 on a teacher's salary requires careful budgeting. The program could represent solid value if your child is committed to special education and plans to leverage available loan forgiveness options, but understand that wealth accumulation will be modest compared to other four-year degrees with similar debt loads.
Where Rivier University Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs Nationally
Special Education and Teaching bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $37,791 | $44,139* | — | $27,000* | — | |
| $51,424 | $62,346* | — | $24,000* | 0.38 | |
| $9,228 | $61,474* | $49,647 | $18,125* | 0.29 | |
| $12,186 | $60,396* | $56,026 | $16,500* | 0.27 | |
| $4,879 | $56,009* | $52,345 | —* | — | |
| $63,061 | $55,881* | — | $27,000* | 0.48 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rivier University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 170 similar programs. Actual outcomes may vary.