Analysis
Rob Roy Academy's cosmetology certificate costs $9,500 and launches graduates at $17,208, climbing to nearly $22,000 by year four—a 28% increase that outpaces what most beauty programs deliver. The debt load is manageable at just over half your first year's earnings, which means graduates typically aren't drowning in payments while building their client base. However, among Massachusetts cosmetology programs, this ranks in the 40th percentile for earnings, meaning 60% of in-state competitors prepare students for higher-earning careers.
The gap matters when you look at the competition. Top programs like Catherine Hinds Institute start their graduates at $26,000—about $9,000 more annually—though these likely focus on specialized esthetics rather than general cosmetology. Even closer competitors like COLLECTIV Academy and Spa Tech send graduates into the market at $20,000-$21,000, giving them a meaningful head start in an industry where every dollar counts early on.
For families weighing this investment: the debt is reasonable and the earnings trajectory shows real growth, but your child would enter the field earning less than peers at nearby programs. If Rob Roy offers specific advantages like location convenience, schedule flexibility, or stronger salon placement networks, factor those in. Otherwise, the higher-earning Massachusetts programs might justify a harder look before committing.
Where Rob Roy Academy-Worcester Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Earnings Distribution
How Rob Roy Academy-Worcester graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Rob Roy Academy-Worcester | $17,208 | $21,987 | +28% |
| COLLECTIV Academy-Worcester | $20,720 | $26,886 | +30% |
| New England Hair Academy | $17,390 | $26,294 | +51% |
| EINE Inc | $20,496 | $26,067 | +27% |
| Catherine Hinds Institute of Esthetics | $26,234 | $24,607 | -6% |
Compare to Similar Programs in Massachusetts
Cosmetology certificate's programs at peer institutions in Massachusetts (22 total in state)
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| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| $17,208 | $21,987 | $9,500 | 0.55 | |
| $26,234 | $24,607 | $7,667 | 0.29 | |
| $21,124 | $23,325 | $7,117 | 0.34 | |
| $21,124 | $23,325 | $7,117 | 0.34 | |
| $20,720 | $26,886 | $10,667 | 0.51 | |
| $20,496 | $26,067 | $8,833 | 0.43 | |
| National Median | $17,113 | — | $9,862 | 0.58 |
Career Paths
Occupations commonly associated with cosmetology graduates
Skincare Specialists
Barbers
Hairdressers, Hairstylists, and Cosmetologists
Manicurists and Pedicurists
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
First-Line Supervisors of Personal Service Workers
Makeup Artists, Theatrical and Performance
Shampooers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rob Roy Academy-Worcester, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 108 graduates with reported earnings and 124 graduates with debt data. Small samples may not be representative.