Analysis
RIT's psychology program starts modestly but builds momentum, with graduates seeing their earnings jump 38% over four years—reaching $47,330 by year four. That $34,000 starting salary lands in the 60th percentile among New York psychology programs, meaning RIT graduates outpace most peers in the state from day one, despite being outearned by the top CUNY programs that serve different student populations.
The debt picture is reasonable: at just under $25,000, it's slightly below both state and national medians, creating a manageable 0.73 debt-to-earnings ratio. For a psychology bachelor's degree—a field where many graduates pursue additional education or pivot into adjacent careers—this isn't burdensome debt. The strong earnings trajectory suggests RIT graduates are successfully navigating early career challenges, whether they're finding their footing in human services, marketing, HR, or other psychology-adjacent roles that value the degree.
This is a solid choice for students committed to psychology at a school known for career preparation. While the starting salary won't match STEM programs at RIT, the earnings growth pattern and low debt load suggest graduates are getting decent value, particularly compared to most psychology programs statewide.
Where Rochester Institute of Technology Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Rochester Institute of Technology graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Rochester Institute of Technology | $34,318 | $47,330 | +38% |
| Cornell University | $36,630 | $64,146 | +75% |
| Fordham University | $28,256 | $58,590 | +107% |
| Binghamton University | $30,023 | $58,122 | +94% |
| Ithaca College | $27,814 | $55,104 | +98% |
Compare to Similar Programs in New York
Psychology bachelors's programs at peer institutions in New York (92 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $57,016 | $34,318 | $47,330 | $24,972 | 0.73 | |
| $7,410 | $48,299 | $41,272 | $19,462 | 0.40 | |
| — | $43,574 | — | $28,914 | 0.66 | |
| $7,352 | $39,868 | $41,004 | $11,700 | 0.29 | |
| $7,630 | $39,188 | $40,013 | $29,050 | 0.74 | |
| $21,810 | $38,918 | $37,736 | $20,500 | 0.53 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rochester Institute of Technology, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 30 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.