Median Earnings (1yr)
$34,318
72nd percentile (60th in NY)
Median Debt
$24,972
2% below national median
Debt-to-Earnings
0.73
Manageable
Sample Size
30
Adequate data

Analysis

RIT's psychology program starts modestly but builds momentum, with graduates seeing their earnings jump 38% over four years—reaching $47,330 by year four. That $34,000 starting salary lands in the 60th percentile among New York psychology programs, meaning RIT graduates outpace most peers in the state from day one, despite being outearned by the top CUNY programs that serve different student populations.

The debt picture is reasonable: at just under $25,000, it's slightly below both state and national medians, creating a manageable 0.73 debt-to-earnings ratio. For a psychology bachelor's degree—a field where many graduates pursue additional education or pivot into adjacent careers—this isn't burdensome debt. The strong earnings trajectory suggests RIT graduates are successfully navigating early career challenges, whether they're finding their footing in human services, marketing, HR, or other psychology-adjacent roles that value the degree.

This is a solid choice for students committed to psychology at a school known for career preparation. While the starting salary won't match STEM programs at RIT, the earnings growth pattern and low debt load suggest graduates are getting decent value, particularly compared to most psychology programs statewide.

Where Rochester Institute of Technology Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Rochester Institute of TechnologyOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rochester Institute of Technology graduates compare to all programs nationally

Rochester Institute of Technology graduates earn $34k, placing them in the 72th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Psychology bachelors's programs at peer institutions in New York (92 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rochester Institute of Technology$34,318$47,330$24,9720.73
CUNY Graduate School and University Center$48,299$41,272$19,4620.40
Excelsior University$43,574—$28,9140.66
CUNY Medgar Evers College$39,868$41,004$11,7000.29
Empire State University$39,188$40,013$29,0500.74
Touro University$38,918$37,736$20,5000.53
National Median$31,482—$25,5000.81

Other Psychology Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
CUNY Graduate School and University Center
New York
$7,410$48,299$19,462
Excelsior University
Albany
—$43,574$28,914
CUNY Medgar Evers College
Brooklyn
$7,352$39,868$11,700
Empire State University
Saratoga Springs
$7,630$39,188$29,050
Touro University
New York
$21,810$38,918$20,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rochester Institute of Technology, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.