Analysis
A debt-to-earnings ratio of 0.47 suggests manageable loan payments, but the full picture requires acknowledging what we don't know. Russell Sage's small mathematics graduate cohort means the Department of Education suppresses actual outcomes data. Instead, these figures—$45,880 in first-year earnings and $21,697 in debt—reflect what typical New York math programs produce, not necessarily what Russell Sage graduates experience. The estimated earnings align exactly with New York's state median for mathematics bachelor's programs, though they trail the national median by about $3,000.
What's concerning is the competitive landscape. Other New York programs with reported data show a dramatic range: Cornell and RPI graduates earn $80,000-$87,000 in their first year, while even mid-tier options like St. Lawrence reach $58,000. If Russell Sage's actual outcomes fall below the state median used for this estimate, graduates could face a tougher starting position than these numbers suggest. The debt estimate sits near the national median for math programs, which is reasonable, but only if earnings materialize as projected.
Without actual graduate outcomes, you're betting on Russell Sage performing at least as well as the typical New York mathematics program. Given the school's 76% admission rate and the performance gap visible in reported data from peer institutions, that's a significant assumption for a field where starting salary can vary by $40,000 within the same state.
Where Russell Sage College Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in New York
Mathematics bachelors's programs at peer institutions in New York (83 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $36,756 | $45,880* | — | $21,697* | — | |
| $66,014 | $87,251* | $127,962 | $14,146* | 0.16 | |
| $61,884 | $80,196* | $100,012 | $24,250* | 0.30 | |
| $61,992 | $73,204* | — | $26,949* | 0.37 | |
| $60,438 | $58,481* | $90,277 | $19,500* | 0.33 | |
| $63,870 | $58,047* | $68,144 | $25,000* | 0.43 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Russell Sage College, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in NY. Actual outcomes may vary.