Based on U.S. Department of Education data (October 2025 release).
Analysis
Rutgers-Camden's philosophy program produces graduates who earn substantially more than the typical philosophy major—landing in the 86th percentile nationally with first-year earnings of $40,113 compared to a national median of just $31,652. That $8,000+ premium matters for a humanities degree, especially when paired with relatively modest debt of $25,000 (below the national median for philosophy programs).
The earnings trajectory is particularly encouraging: graduates see their income grow 32% by year four, reaching $53,001. This suggests philosophy majors from Rutgers-Camden are developing marketable skills that translate into career advancement, likely in business, law-related fields, or public sector roles where critical thinking commands higher compensation. The debt-to-earnings ratio of 0.62 means graduates are borrowing less than eight months of their starting salary—a manageable burden that shouldn't derail other financial goals.
One caveat: within New Jersey, this program performs at the median (60th percentile), essentially matching other Rutgers campuses. The real advantage here is getting strong outcomes at a school with a 78% admission rate and substantial economic diversity (44% Pell recipients). For New Jersey families considering philosophy, Rutgers-Camden offers comparable results to the flagship New Brunswick campus, potentially with better accessibility and lower competition for admission.
Where Rutgers University-Camden Stands
Earnings vs. debt across all philosophy bachelors's programs nationally
Earnings Distribution
How Rutgers University-Camden graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Rutgers University-Camden | $40,113 | $53,001 | +32% |
| University of Pennsylvania | $73,053 | $90,761 | +24% |
| University of Michigan-Ann Arbor | $37,885 | $63,360 | +67% |
| Rutgers University-New Brunswick | $40,113 | $53,001 | +32% |
| Rutgers University-Newark | $40,113 | $53,001 | +32% |
Compare to Similar Programs in New Jersey
Philosophy bachelors's programs at peer institutions in New Jersey (19 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $17,079 | $40,113 | $53,001 | $25,000 | 0.62 | |
| $17,239 | $40,113 | $53,001 | $25,000 | 0.62 | |
| $16,586 | $40,113 | $53,001 | $25,000 | 0.62 | |
| National Median | — | $31,652 | — | $22,641 | 0.72 |
Career Paths
Occupations commonly associated with philosophy graduates
Natural Sciences Managers
Clinical Research Coordinators
Mathematicians
Mathematical Science Teachers, Postsecondary
Philosophy and Religion Teachers, Postsecondary
Explore Related Programs
Philosophy in New Jersey
View all in New Jersey →About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-Camden, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.