Analysis
Rutgers-Camden's philosophy program produces graduates who earn substantially more than the typical philosophy major—landing in the 86th percentile nationally with first-year earnings of $40,113 compared to a national median of just $31,652. That $8,000+ premium matters for a humanities degree, especially when paired with relatively modest debt of $25,000 (below the national median for philosophy programs).
The earnings trajectory is particularly encouraging: graduates see their income grow 32% by year four, reaching $53,001. This suggests philosophy majors from Rutgers-Camden are developing marketable skills that translate into career advancement, likely in business, law-related fields, or public sector roles where critical thinking commands higher compensation. The debt-to-earnings ratio of 0.62 means graduates are borrowing less than eight months of their starting salary—a manageable burden that shouldn't derail other financial goals.
One caveat: within New Jersey, this program performs at the median (60th percentile), essentially matching other Rutgers campuses. The real advantage here is getting strong outcomes at a school with a 78% admission rate and substantial economic diversity (44% Pell recipients). For New Jersey families considering philosophy, Rutgers-Camden offers comparable results to the flagship New Brunswick campus, potentially with better accessibility and lower competition for admission.
Where Rutgers University-Camden Stands
Earnings vs. debt across all philosophy bachelors's programs nationally
Earnings Distribution
How Rutgers University-Camden graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Rutgers University-Camden | $40,113 | $53,001 | +32% |
| University of Pennsylvania | $73,053 | $90,761 | +24% |
| University of Michigan-Ann Arbor | $37,885 | $63,360 | +67% |
| Rutgers University-New Brunswick | $40,113 | $53,001 | +32% |
| Rutgers University-Newark | $40,113 | $53,001 | +32% |
Compare to Similar Programs in New Jersey
Philosophy bachelors's programs at peer institutions in New Jersey (19 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $17,079 | $40,113 | $53,001 | $25,000 | 0.62 | |
| $17,239 | $40,113 | $53,001 | $25,000 | 0.62 | |
| $16,586 | $40,113 | $53,001 | $25,000 | 0.62 | |
| National Median | — | $31,652 | — | $22,641 | 0.72 |
Career Paths
Occupations commonly associated with philosophy graduates
Natural Sciences Managers
Clinical Research Coordinators
Mathematicians
Mathematical Science Teachers, Postsecondary
Philosophy and Religion Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-Camden, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.