Median Earnings (1yr)
$40,113
86th percentile (60th in NJ)
Median Debt
$25,000
10% above national median
Debt-to-Earnings
0.62
Manageable
Sample Size
60
Adequate data

Analysis

Rutgers-Camden's philosophy program produces graduates who earn substantially more than the typical philosophy major—landing in the 86th percentile nationally with first-year earnings of $40,113 compared to a national median of just $31,652. That $8,000+ premium matters for a humanities degree, especially when paired with relatively modest debt of $25,000 (below the national median for philosophy programs).

The earnings trajectory is particularly encouraging: graduates see their income grow 32% by year four, reaching $53,001. This suggests philosophy majors from Rutgers-Camden are developing marketable skills that translate into career advancement, likely in business, law-related fields, or public sector roles where critical thinking commands higher compensation. The debt-to-earnings ratio of 0.62 means graduates are borrowing less than eight months of their starting salary—a manageable burden that shouldn't derail other financial goals.

One caveat: within New Jersey, this program performs at the median (60th percentile), essentially matching other Rutgers campuses. The real advantage here is getting strong outcomes at a school with a 78% admission rate and substantial economic diversity (44% Pell recipients). For New Jersey families considering philosophy, Rutgers-Camden offers comparable results to the flagship New Brunswick campus, potentially with better accessibility and lower competition for admission.

Where Rutgers University-Camden Stands

Earnings vs. debt across all philosophy bachelors's programs nationally

Rutgers University-CamdenOther philosophy programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rutgers University-Camden graduates compare to all programs nationally

Rutgers University-Camden graduates earn $40k, placing them in the 86th percentile of all philosophy bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Philosophy bachelors's programs at peer institutions in New Jersey (19 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rutgers University-Camden$40,113$53,001$25,0000.62
Rutgers University-New Brunswick$40,113$53,001$25,0000.62
Rutgers University-Newark$40,113$53,001$25,0000.62
National Median$31,652—$22,6410.72

Other Philosophy Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rutgers University-New Brunswick
New Brunswick
$17,239$40,113$25,000
Rutgers University-Newark
Newark
$16,586$40,113$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-Camden, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.