Analysis
Rutgers-New Brunswick's philosophy program significantly outearns the national median by more than $8,400 in the first year—placing graduates in the 86th percentile nationally. That's notable for a humanities degree, where career outcomes can vary wildly by institution. The $40,113 starting salary ties the New Jersey median for philosophy programs, putting Rutgers squarely in the middle of state competition. With $25,000 in typical debt, the 0.62 debt-to-earnings ratio means graduates owe about seven months of their first-year salary, which is manageable compared to many liberal arts programs.
The real strength here is the earnings trajectory: four years out, median pay climbs to $53,001, a 32% increase that suggests graduates are successfully translating their analytical and writing skills into career advancement. This growth pattern matters more for philosophy majors than for pre-professional degrees, since many liberal arts graduates start in entry-level positions before moving into management, law, policy, or other fields where philosophical training becomes an asset.
For parents worried about the practicality of a philosophy degree, Rutgers offers a solid case study. It's not engineering money, but graduates earn well above most philosophy programs nationwide while carrying moderate debt. The combination of strong academic reputation (SAT scores in the 1380s) and reasonable cost creates a safer bet than philosophy programs at many schools where graduates struggle to break $30,000 initially.
Where Rutgers University-New Brunswick Stands
Earnings vs. debt across all philosophy bachelors's programs nationally
Earnings Distribution
How Rutgers University-New Brunswick graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Rutgers University-New Brunswick | $40,113 | $53,001 | +32% |
| University of Pennsylvania | $73,053 | $90,761 | +24% |
| University of Michigan-Ann Arbor | $37,885 | $63,360 | +67% |
| Rutgers University-Camden | $40,113 | $53,001 | +32% |
| Rutgers University-Newark | $40,113 | $53,001 | +32% |
Compare to Similar Programs in New Jersey
Philosophy bachelors's programs at peer institutions in New Jersey (19 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $17,239 | $40,113 | $53,001 | $25,000 | 0.62 | |
| $17,079 | $40,113 | $53,001 | $25,000 | 0.62 | |
| $16,586 | $40,113 | $53,001 | $25,000 | 0.62 | |
| National Median | — | $31,652 | — | $22,641 | 0.72 |
Career Paths
Occupations commonly associated with philosophy graduates
Natural Sciences Managers
Clinical Research Coordinators
Mathematicians
Mathematical Science Teachers, Postsecondary
Philosophy and Religion Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-New Brunswick, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.