Median Earnings (1yr)
$40,113
86th percentile (60th in NJ)
Median Debt
$25,000
10% above national median
Debt-to-Earnings
0.62
Manageable
Sample Size
60
Adequate data

Analysis

Rutgers-New Brunswick's philosophy program significantly outearns the national median by more than $8,400 in the first year—placing graduates in the 86th percentile nationally. That's notable for a humanities degree, where career outcomes can vary wildly by institution. The $40,113 starting salary ties the New Jersey median for philosophy programs, putting Rutgers squarely in the middle of state competition. With $25,000 in typical debt, the 0.62 debt-to-earnings ratio means graduates owe about seven months of their first-year salary, which is manageable compared to many liberal arts programs.

The real strength here is the earnings trajectory: four years out, median pay climbs to $53,001, a 32% increase that suggests graduates are successfully translating their analytical and writing skills into career advancement. This growth pattern matters more for philosophy majors than for pre-professional degrees, since many liberal arts graduates start in entry-level positions before moving into management, law, policy, or other fields where philosophical training becomes an asset.

For parents worried about the practicality of a philosophy degree, Rutgers offers a solid case study. It's not engineering money, but graduates earn well above most philosophy programs nationwide while carrying moderate debt. The combination of strong academic reputation (SAT scores in the 1380s) and reasonable cost creates a safer bet than philosophy programs at many schools where graduates struggle to break $30,000 initially.

Where Rutgers University-New Brunswick Stands

Earnings vs. debt across all philosophy bachelors's programs nationally

Rutgers University-New BrunswickOther philosophy programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rutgers University-New Brunswick graduates compare to all programs nationally

Rutgers University-New Brunswick graduates earn $40k, placing them in the 86th percentile of all philosophy bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Philosophy bachelors's programs at peer institutions in New Jersey (19 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rutgers University-New Brunswick$40,113$53,001$25,0000.62
Rutgers University-Camden$40,113$53,001$25,0000.62
Rutgers University-Newark$40,113$53,001$25,0000.62
National Median$31,652—$22,6410.72

Other Philosophy Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rutgers University-Camden
Camden
$17,079$40,113$25,000
Rutgers University-Newark
Newark
$16,586$40,113$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-New Brunswick, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.