Median Earnings (1yr)
$40,113
86th percentile (60th in NJ)
Median Debt
$25,000
10% above national median
Debt-to-Earnings
0.62
Manageable
Sample Size
60
Adequate data

Analysis

Rutgers-Newark's philosophy program punches above its weight, with graduates earning $40,113 in their first year—well above the national median of $31,652 and landing in the 86th percentile nationally. What's more striking is the trajectory: earnings jump to $53,001 by year four, a 32% increase that suggests graduates successfully transition into careers where critical thinking and analytical skills command real market value.

The $25,000 median debt sits at the 27th percentile nationally, meaning most philosophy programs burden students with more debt for lower returns. This combination of manageable debt and strong earnings growth creates a ratio of 0.62—less than eight months of starting salary to pay off loans. At an institution where 56% of students receive Pell grants, these outcomes matter: philosophy here isn't a luxury degree reserved for students with financial cushion.

The catch is state-level context. Rutgers-Newark matches the New Jersey median for philosophy programs, placing at the 60th percentile statewide. This program doesn't lead the pack in-state, but given the reasonable debt load and robust earnings growth, it offers solid value for students attracted to humanities education with practical career potential. For parents worried philosophy means poverty, these numbers tell a different story—especially if their child can leverage those analytical skills into fields like consulting, nonprofit management, or technology.

Where Rutgers University-Newark Stands

Earnings vs. debt across all philosophy bachelors's programs nationally

Rutgers University-NewarkOther philosophy programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rutgers University-Newark graduates compare to all programs nationally

Rutgers University-Newark graduates earn $40k, placing them in the 86th percentile of all philosophy bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Philosophy bachelors's programs at peer institutions in New Jersey (19 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rutgers University-Newark$40,113$53,001$25,0000.62
Rutgers University-Camden$40,113$53,001$25,0000.62
Rutgers University-New Brunswick$40,113$53,001$25,0000.62
National Median$31,652—$22,6410.72

Other Philosophy Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rutgers University-Camden
Camden
$17,079$40,113$25,000
Rutgers University-New Brunswick
New Brunswick
$17,239$40,113$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-Newark, approximately 56% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.